They called reaaaallllly early this am: 800-684-8429

I have filled everything out that I've seen - but no where was I offered a place to select my password. So, I am stuck on the outside trying to look in and get someone's attention. Please help

Are payday loans considered check fraud? We filed bankruptcy some months ago and it's already discharged, so my credit is already damaged as is. But are these payday loans that I got, and now can't pay considered check fraud? Will I go to jail? How long do they have to be deliquent for me to call T&C? Also...what is the typical payment and how does it work? I'll be unemployed here soon, so my finances are going to be cut almost in half.

I recently spoke to someone about consolidating my doctor bills. I agreed verbally with a payment plan, did not sign contract, and lost my job April 5, 2006. You have already deducted $25.00 from my checking account without contract signed. Is there anyway the money can be returned to the account since i don't even have the funds to cover this until i start working again? thank you Donna Newlon

I noticed a hard inquiry on one of my credit reports from IFS. Their address is 327 w 4th in Hutchinson, KS. My google search resulted in an International House! Who are these people? Does this have to do with my payday loans? If so, what kind of a crooked business is this? An international house that does payday loans?!!! Can I dispute an inquiry? If IFS/NCA-IFS has nothing to do with my PDLs, perhaps I should ask the beureaus to put me under fraud alert because IFS was not authorized to run credit checks on me.

I used to be a loan officer and being under credit counseling was like having a bankruptcy as far as the lenders were concerned, is this still true

Can someone give me the number to T & C so that I can call them and get to work on getting my debts together.

Ok, A couple months ago I got a call from a company claiming to be a company helping me to get my money back. Ok let me start from the top. About 2 years ago a company called Consumers Electronic called my job on our private line and talked me and aonther employee into paying for a scam. They promised us a computer, cell phone(camera) and a $500 shopping spree for only 295.00. We gave our information and waiting for these things in the mail. Lone and behold all we got was certificates that we were to sign up for these different services. HOW COULD WE when we didn't have any EQUIPMENT!!!

Do you know of any consolidation companies that work with payday loans!. I am in Desperate need of help in this area.

So,I keep getting calls from Dollar Financial. I guess Loan Mart and Money Mart are their subsidiaries. Anyway I know that T&C faxed them a propasal and I'm fairly certain T&C told me they accepted it yet here they are calling me like 4 times a day. I finally answered one of the calls this morning and after I told the lady I was working on paying them thru T&C she did what seems to be the standard speil of " if we don't receive payment from you your account will be send to collections and we will be forced to proceed with legal actions". I told her I would have T&C contact them.