I owe a total of $32,753.70 to 7 credit cards. I just fell behind on the payments. I need help but I am also trying to find the best program for me. Can you please give me an estimate of what my monthly payments would be with your program? I also live in Louisiana if this makes a differance in your figures or licensing. Bank of America $6286.78 RBS $4511.44 Discover $5850.02 Chase $535.07 Bank of America $3244.59 Citi Bank $2612.57 Providian $9713.23 Thanks, KD

I'm hoping to get some direction in dealing with something odd that happened. I had an ACH debit/withdrawl made directly from my checking account and the only thing the bank could provide was the following: Riscuity-CkNCash;DES=8006704924;ID=14164823 EFF DATE: 051205;INDN. Problem is, I still have an ex on my account whom I cannot get ahold of. I tried to call numbers for Riscuity that I got from this site but they provided little information. I do not know what this debit was for, where it originated from, who had the information to make the debit from my account-nothing.

Who in the hell is Palisades Collection. I have look them up online and found nothing but complaints on them. I called them to see how I can settle a debt. They won't take a settlement and they told me it would take 90 days to hear from ATT Wireless. Or they will take $59 off my debt and once it is paid then they will remove it from my credit report. I tried calling them again because I had a question and I was on hold for 3.5 hours. Who in the hell are these people.

I want a company that can negotiate and while I am paying them, I want the creditors to remove the collection status of the debt. I have 2 cards that are in collection and one that is closed but still up to date with pymts. Please email (only use email) your assistance and my options.

how many minutes does one have to wait between posts?

One of my credit card debts was sent to the National Arbitration Forum. I replied to the notice from NAF and to the lawyer that I am currently in a debt settlement program, have been in for over a year and am currently trying to pay off my debts without having to declare bankruptcy. Now I have received a letter from NAF that the claimant (Chase) has requested that the matter be dismissed. What does this usually mean? I know that the NAF will no longer handle this matter.

I received an email from United Cash loans that, based on the fax I sent them last week and that I contacted legal assistance in VA, they are refunding me $300. Hey, it's better than nothing!! I think they are scared because they could be in for some serious fines from VA- $1000 per incident for lending to a VA resident, etc. Just thought I would offer up some good news! Dana

I am looking for input or suggetions on this 2nd letter to Sonic. All advise will be appreciated. I will be sending this letter on Monday. This will be the 2nd attempt at sending to Sonic. They refused the first one. [quote]Collections Department Sonic Payday (888)395-0192 Dear Sonic Payday: I am writing in response to the complaint I filed against Sonic Payday with the Office of the Attorney General in Tennessee, the Office of the Attorney General in Pennsylvania, The Federal Trade Commission, and the Better Business Bureau in Pennsylvania.

who owns 866-471-7100 toll free number?

Hi guys, I've heard people talk about the "chase scam" here and there. Over the last couple of days I've gotten a few e-mails from them. I don't know who they are or what they do, but they have a customer # for me and tell me to click on a link to update my account info. The wording of the e-mails sounds like I have some sort of account with them. It tells me that if I don't update my account will be suspended until i do. Of course I haven't clicked on the links they're giving me, can anyone explain this to me?