Hi everyone, We are thankful to all the community members for giving your support to us. You will be delighted to know that one copy of "My Story" book is already sold. We want give credit to the buyer of this book in a way that he deserves. We will be honoring each person who will buy the "My story" book by putting their name right here.

Buyer Name: Vasiliy Lokhvinskiy

We congratulate Vasiliy to have our book and to put added value to our community work. It's great. Let's all congratulate him. :D Vikas

I just got off of the phone with my daddy, my grandma just died. :cry:

A man went to his Priest for advice. He complained that he was really down, business was bad, his wife did not love him, the bill collectors were after him, he was on the verge of a nervous breakdown. The priest gave him what solace he could, then said "Go home, pick up the bible and open it at random. Read the first two words you see. They will provide the advice you need for your situation." The Priest did not hear from the man for several months. Then one day while in town, he saw the man drive up in a Rolls Royce. He got out ofthe car with a beautiful young woman on his arm.

Hello, I am needing to figure out how to take care of all of my debt. It's been about 3 yrs since I have had any contact from any collection agencies. I've ran a credit report and it has given me the following collection agencies and information: NCO FIN/99 ($1813.00) NCO FIN/22 ($2129.00) Midland Credit ($1213.00) CER STS REC (1634.00, 99.00) Discover ($1118.00) P&L write off(What Does This mean?) and LVNV Funding/ Sears Citi ($361.00) Where should I start? debt negotiation? I am at the point to clear all of this debt.

i want to know if u guys are the one that have account with cingular

OMG!!! We have roaches in the forum now, call the orkin man!!!!!! They're after marys cake crumbs! YIKES!!!!!!! (if this doesn't make sense, go check out her new avatar!! she did have a cake one) shirley

I got a letter from Riddle and Associates, regarding a direct tv bill for $200, and Riddle is charging $98 attorney fees. I read somewhere that they cannot charge attorney fees unless they take you to court. Is that correct? Is anyone else having this problem? I think I remember reading that they got in trouble for this before, so if anyone else is having this problem with them, please let me know. I am faxing the letter to attorney Ed Combs tomorrow. Maybe we can get another class action suit against Riddle.

These jerks sent me a letter a couple of months ago, I responded with a debt validation and 'do not call'. They called today (it is for my husband's account). They did not ask who I was, just asked for my husband by name. I told them he was not here. She asked for a number to reach him immediately. I told her he is at work and I cannot give out the number, but if she could tell me what this is regarding, I can get him a message to call her. She still did not ask who I was, but her response was "Just tell him if we do not hear from him by noon tomorrow, we are proceeding with the lawsuit".

For anyone knowledgable about credit reports; We have an RV loan taken out about 6 years ago. It is a 7 year loan. Four years ago in July we got behind on one month's payment (only late payment in loan) and we were 30 days late. It was reported to the CBs, but since then we have never missed a payment. On the TransUnion report I got myself, it was reported as an "adverse" item (hopefully people are familiar with TU's reports) and the report shows the ONE late payment.