If married, do both spouses need to sign up for debt consolidation or if some credit is separate, can it just be one person?

Are they legal in MN?

I'd like to know how I can deal with GC. They recently called my brother which I find a very unfair tactic. How can I deal with that?

So I have not oaid on my citi card for the last 4 months. I got a letter finally that said if i do not respond in 21 days from the date of the letter june 2 my account could go to a collection agency. It said please call us for help basically. So I called and they offered me the same deal they have offered every month 260 a month zero interest on my 14k loan over 5 yrs. I really am wondering when they will start to offer to settle for less than the full debt rather than these so called deals they are offering.

Dear Maam, I am u.s citizen as is lien holder , no there is no agreement no contract, just a promise to pay back when I can, I lost everything due togovernment intervention and now cant pay back my agreement was only my word, he now lives in california me florida sol in cal is 2 years fla 4 it was 4 years ago this august when must one file to get in under the window of sol

You can read the details of the lawsuit here: http://ftc.gov/opa/2012/04/amg.shtm Scott Tucker is named as an individual defendant along with his brother Blaine and their companies: AMG Services, Red Cedar Services (500FastCash), SFS Services (OneClickCash) and TFS (AmeriLoan, United Cash Loans, UsFastCash). Also named were his Scott Tucker's Racecar (!) team Level 5 Motorsports! This seems like GREAT news!

First of all, I have no clue what I am doing when it comes to all this loan stuff. I have a Sallie Mae loan for college, but somehow I ended up paying $100 a month for my first semester and $200 a month in my second semester even though I chose to defer all my payments. They essentially screwed me over and refused to fix it. During school my boyfriend paid for it but come summer, he wasn't able to and my grandmother, who cosigned for the loan, had to pay for it all summer.

OK - I have zero excuses, and expect no sympathy for making the idiotic decisions that led me here, but here's what I have (Texas resident): Installment loan with Western Sky (Cash Call services it) - 135% interest, $2525 originally, paid $3502.31 thus far.

If I am making small but consistent payments to West Asset Management, do they have the right to demand more money from me or take any legal action against me?

what % amount of a $1100 medical bill wound be reasonable offer to settle debt in lump sum payment