I am writing because I to am getting harrassing phone calls from this company saying that I took a $200 loan out in May and I owe them $1,300 becasue it hasn't been paid. He says that his name is Mike and his number is: 1-800-670-4075 ext. 5320. He says that if I pay him 200 today, 200 in two weeks, 200 in another two weeks then my account will be paid in full. What do I need to do? Thanks.