I am $30,000 in debt with 6 different credit cards. They are all current with no late fees. I have been making all payments, but I am just paying interest and not making in progress in eliminating my debt.
I was looking into a consolidation program with DelRay CC, approx. $682/month paid off in 4 years. While doing some investigating on the DelRay company, I found this forum. When I filled out the counseling on this site, I was told to call Superior Debt. Superior Debt counselor is trying to get me to do the debt settlement program. Approx around $400/month paid off in 3 years.



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