I got a message today to call Mr. Bell at 713-623-4527? All the caller id said was Texas call.

I am appx 20k in debt. I did the prog mangmt but it didn't help. Is bankrupt an option?

In 1993 we filed bankrupt on this bill and the store then was Anthonys not stage. Our lawyer is no longer doing bankrupt and is doing something else and I called them and explained to them but they keep sending me these letters I feel that I filed on this account and they just wanting more money.

Does anyone have the contact addresses for the following list of Online Payday Loan Companies. 1. Cash Advance Now (877-645-2274) 2. Plaza Processing (866-363-6555) 3. Access Processing (877-851-5280) - I know they are located out of Kansas City MO I have the addresses for a few online companies, which I can provide. Thank you.

If a consolidator and a creditor agree on an interest rate and it's LESS than the rate I am paying now, what happens to the remaining interest rate? ie. If I am paying 25% and they take it down to 11%, what happens to the14% that's left? Does it keep builing as a debt that I will need to repay?

These are just some of the emails that I have received in the past two days.Im happy to say that I have deleted them all.

What about Joe Schmoe out there in Nevada, running that bogus office...where is HE now? Possibly setting up a new office in Texas?? Too bad these people cannot make an honest buck!!!!

Does anyone have an address and phone and fax number for One Click Cash? They seem to be a bit of a mysterious company also. The BBB shows that they in Nevada. However I am really beginning to wonder where they are located and what company owns them?

:( I recently found out my ex wife of 5 yrs has been using my name and soc sec# along w/HER husband and Her address to obtain mortages, gasoline cards, car insurance etc etc. I have a hardcopy of my transunion credit report and ITS ALL There! finally ID thieft w/all agencies avaliable and filed w/the police so I have a report #. HOWEVER-what concerns me now is I have something filed w/ asset acceptance llc from Warren MI for COLLECTIONS w/my name and HER home address.

Ok I actually have 2 questions here. 1) I have been getting the collection calls at work. Do I call them back and what do I say to them? I don't want them calling me at work and I turned our phone off at home. Can I request to only be contacted throught the mail? 2) My husband and I are going to consolidate and did credit checks. All but one of my accounts say charge off. At this time, I am only going to include the one account that is still opened. Is this ok? And what if I get a pesky collection call for the charge-off accounts? What do I say to them?