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bank questions-need advice

19 years 7 months ago
Now that I have my payday loans consolidated and taken care of, my next fight is with my bank. I'm about $500 overdrawn now from the payday loans. :x I informed them 4 times, the last time in writing, that these companies weren't authorized to debit my account. They wouldn't close my account and basically said too bad. I also have two loans through the bank which are automatically taken out of my checking account. What I would like to know is why they continue to take out a loan payment when they know my account is overdrawn?

 

Voluntary Wage Assignments

19 years 7 months ago
My emlpoyer got a voluntary wage assignment from Sonic Payday with a digital signature which they are honoring, I tried to tell them I did not authorize or sign anything but she is saying the only way to release the assignment is to receive something from Sonic Payday. Is there anything I can do?

 

This is probably the week it all happens

19 years 7 months ago
Hi there everyone. Well, this may be the week it all happens. I should be getting my information from T&C and will be sending them their money as well as the paperwork that they need from me. I will contact my payday loan sharks to let them know what's going on (is it better to contact the local office which I deal with or their corporate offices?). I am so nervous and am constantly having nightmares about this (not sleeping well obviously). I will of course stop payment on my checks so they can't try to cash them.

 

Request to my creditors to cancel the service.

19 years 7 months ago
Gentleman, Please cancel this subscription to the phone service today. I do not need it. My phone number is 304-538-****. Thank you. Phone number deleted for your personal safety - Vikas

 

I hate collecting on payday loans

19 years 7 months ago
Hi everyone, Recently, while still living up in the South Shore area of Boston, I spoke proudly of being a student loan collector. Why? Because I felt a sense of purpose in keeping educational funding circulating. I have since moved to Pensacola and taken a new collections job in close proximity to my new home. Collecting credit cards, bank crads, medical bills, and worst of all payday loans. I hate it. I feel no passion or purposefulness slapping people on the wrist for overspending, and as far as payday loans go, I just flat out hate it.

 

Can anyone send contact details of Town & Country?

19 years 7 months ago
I have unpaid payday loans in Kansas and Missouri, can I be prosecuted for these checks that they sent in to the bank and returned non sufficient funds? Also will someone please send me the phone# for Town & Country? Thank you!

 

Asset Acceptance Harrasment

19 years 7 months ago
I have been paying Asset Acceptance $10/month (which is all I can afford) and they are cashing my checks but not acknowledging my payments. They continue to send me bills that are higher and higher each month. I am now up to $2913.57 from an originally $1400 bill. I don't know what to do, and I want to stop sending them money because they are not even acknowledging in these bills that I am paying them. :roll:

 

I'm having a hard time paying off my debts.

19 years 7 months ago
I am a full time college student, mother and wife. I am having a hard time paying off my credit card. How can I pay it off? Also on top of my problems I am planning on getting a car as well. I'm new to this and I'm not sure if using debt consolidation will it hurt my credit report? Last question, how can I get started? Thank you for your help Agnes Hickey

 

Garnishing Social Security for back federal taxes

19 years 7 months ago
Is it true that the government can only garnish the amount over $750 that a person recieves from their social security benefit?

 

Happy New Year,Whats your resolution?

19 years 7 months ago
Happy New Year to all of my wonderful cyber friends. Have any of you made a resolution yet?Mine is to stay in my consolidation program,and if everything goes well,I will be seeing the light at the end of the tunnel by 2007. :wink: