:confused:I had entered an agreement to pay back my credit card debt for an amount of $100.00 per month. Due to illness and economic hardship I have attempted to have the bank restructure payment plan to know avail. Since I could no longer make the $100.00 per month payments and they refused to renegoiate the terms there was no alternative but to send them $75.00 per month in good faith to pay off the debt. This payment was readily accepted and when I was contacted by the bank they told be not to worry just to keep making the payments.