I have two accounts (that were originally with dell financial) that have been passed around and around. Oxford Management has it now. I wrote and asked for validation on August 23. The letter was a copy of a validation letter posted in this group---asking everything legit. I get a letter back from them today.
Enclosed please find verification of the debt regarding the above mentioned claim.
very truly yours--blah blah blah
the next page--has the two account numbers with 6 months of payments that were made on each in 2003. a six month payment history-in other words. thats it.