I have a question about my specific situation. I have substantial student loan debt. After I finished with college several years ago I neglected to pay and the loan defaulted. Approximately 6-8 months ago now allied interstate tracked me down and informed me that they had verified my employment and that I had to pay $800 a month or they would garnish my wages. I finally got someone to agree to accept a payment of $200 a month.

Hi, I am heraing impaired and cannot talk on phones but I need help with my debts. Is there anyway we could talk online?

Hi, We are planning to introduce blogs at debtconsolidationcare, will you like to have one? Please let us know your opinion. Thanks Vikas

Hi, How about keeping (or selecting) one topic every week for deep discussions and analysis? Let's start one topic every Monday, we will pick the topic from the following list:- 1) payday loan consolidation, settlement. How easy it is to consolidate one? Vikas Note: Please suggest other topics that we can choose one every Monday.

I see a spammer polluting forums everyday with all kind of websites, how do we stop that? In case you see a spam post please send a pm to me or any of our moderator. Thanks Vikas

I lost my bill and I owe $75.00 on my express account - I just need your address

Okay, how do I record a telephone conversation? My DMC has recommend I do this, with specific companies I'm dealing with, but I've never done this before...

Okay, I know the debt not mine (and we're looking into lawyers) but since they think it is here is the question... Can they legally put a lien on a house co-owned with someone else (who has nothing to do with the said debt)? I know they can threaten all they want but can they legally do it.

allied interstate called and asked for my husband ( who has a very common name) I told them he would be gone for several months, then they told me I need to contact him and have him get in touch with the rep. because it was a federal matter and very urgent.

I was sued July 2005 in Virginia for student loan promissory notes executed in 1992. Information from the plaintiff's attorney (debt collection agency) shows the debt being charged off in 2000. The information then shows that the amounts due under these promissory notes were reissued as new loans in 2000. These are not loans that I took out however, under these loans, the information shows one payment. I understand the SOL for promissory notes in Virginia is 6 years. Am I being scammed by this debt collector.