I took out a personal loan when we needed to have our roof repaired and a new conservatory built but we never expected to get into debt. The loan was for $50000 and it was through a high street bank, which meant we weren’t paying high interest or charges on it every month. The repayment was over 2 years and was within our budget, however, we couldn’t have foreseen the additional problems we were about to face. Personal loan debts experience the workmen had quoted us $10,000 to fix our roof which was badly damaged but once work began they found additional problems such a water damage.