yes i have some internet loans that i need help with paying them off, who can i get help from?

Hello. This is my first time on this website and I find it to be very organized, informative, and the individuals who respond are very helpful and nonjudgmental. My situation is that I defaulted on two credit cards in 2009 while I was in school. A Washington Mutual (Chase) card and a Capitol One card. The Chase card had a $2500 balance and the Capitol One card had a $1335balance. I had to live on these cards just to survive and I was working intermittently, mostly part time seasonal jobs. Needlessly to say I also had to take out student loans to pay for tuition, books, and living expenses.

I've had my cell phone number since I moved to the US from the UK 10 months ago. Approx. 4 months ago, CBCS started calling my number trying to reach someone called Felix Sinclair. Sometimes I ignore the calls, sometimes I answer (I dont always recognise the number), but every time I have answered I have told them the number belongs to me and I dont know this Felix bloke. In the most recent call, they claimed they've only called me 4 times (not true, its been over a dozen) and that once again they would remove my number from their system.

This may already be posted elsewhere, if so I apologize. I'm having difficulties with the boards the last month. I've been working with my payday loan lenders, not paying the ones that are illegal, etc. Here is my issue. I have a PDL with Cashnet USA. Last week I set up an extended payment arrangement with them. I am not able to make the payments as specified. Yesterday I sent them an email requesting that instead of the payment coming out every week, they take half the amount every week until paid off. I also sent ACH revocation. I received a response from them that I can't revoke ACH.

:confused:I was in a 9 month payment program for my defaulted school loans (van rue credit corp.) after 9months of payments I was suppose to get a new lender and the loan default removed from my credit. I've paid 13months and have been given excuses abundent. They told me to stop paying and they would get in touch w/me once the system problems that they alleged the USDOE was having changing my statis was solved. After 6months I get a bill with more interest and unspecified fees you just wouldn't believe.

So, I have 6 pdl,s and I have discovered all are illegal. I am currently in ch 13 and fell on hard times and this was the only way to get cash. I have paid back principal plus more to all of these lenders and am ready to send my letters,: closed bank accounts, etc. I noticed in one of my contracts that one of the items I "agreed" to electronically that I was not in bankruptcy. Can this coem back and hurt me? or does it not matter since the contract was technically never legal in the first place.

why is LVNV Funding LLC showing up on my credit report. is there's somebody I can call to talk to about that..PHONE NUMBER REMOVED

I am dealing with Edwin Parry law firm in UT currently, and have been trying to reason with them to no avail. They did get a judgement against me (they bought the debt from my doctor), and garnished my wages with my previous employer. I am no longer employed with that employer, so the garnishment stopped. I called Edwin Parry's office to arrange a payment of $300 bi-weekly (I owe around $1900, and they already garnished $600 before, the original judgement was for $2500).

I have taken all the necessary steps but I still have not received a response from 4 of the 6 lenders and it has been about three weeks. What should I do next?

I applied for a payday loan but i never got the money and now the company is saying that they are going to garnish my wages