How's everyone doing? In feburary I did a payday loan with kenwoodservices services only. As you know a bunch of emails came after signing up but kenwoodservices is the only one I verified with over the phone and my bank to get the funds. Checking my statement later in I see that emerald marketing funded me $300 towards my account. I never did any e-signature or no talk over the phone or any verification with my bank. I just recently checked my past emails and seen an email from them just stating that they are funding the money and unless I call to cancel the funds will be sent.

I received a phone call from a man stating his name is Dan Kelley and he was from a firm called Jackson, Greenberg, and assoc. He was calling in regards to a loan that I had taken out from Vista Holdings (which is true, I did take a loan from them. I stopped payments because I then researched the company and found nothing but that they scam you?). So, upon researching his law firm, I cannot find anything. When I search the number, nothing. He said that if I set up payments, we can settle out of court.

I am in California and was paying on a credit card debt from 2002 to 2010. First on my own and then through Take Charge America and then on my own. I moved in Dec. of 2010 and have not heard from the company in a year and a half. Just a few days ago I get a letter from another collection company wanting to settle ,etc. I would like to know what to write them back.

Do you know if California allows wage garnishment? Veronica

Once I've been served papers to appear in court over a debt, is it too late to try and work with the creditor and settle out of court?

OK, so I have been asking questions and following the forums and I just want to make sure all of my ducks are in a row. I live in Indiana and I have several payday loans. I just want to make sure that these are all illegal and that I am taking the right course of action.. I have defaulted on all of them, but have been unable to send my letters because i had problems with my bank. I am finally getting the accounts closed this week and am ready to get things moving and behind me. Here is the list:. Online Advance - Total amount borrowed - $1250, paid back $3750.

Hi All, Since October of 2010 (yes, 1.5 years), I've racked up enormous (to me) debt due to a severe gambling problem.

I need a letter for illegal lenders stating that with ACH revoke and Wage assignment revoke, but offering a payment plan for principle balance. Is there one out there? Thanks

I am in a debt relief program for all the payday loans i have. If one company on the phone refuses what other options do i have?

Can creditors 'renew' debts on your credit report after the seven year limit?