Can you advise me of my options?
Please see below. Thanks!
Terry W.
I do not recall the outstanding balance, nor do I recall phone calls and emails from you.
If you will, send me proof of what was allegedly borrowed and any payments made.
And I'll take a look at this. Also, don't threaten me with a lawsuit; you can't garnish my wages, and even if I did lose a lawsuit, you can't touch my property, harass me, or have me arrested.
Again, send me proof via US Mail, and we'll go from there. Otherwise, don't contact me via email or phone again.