Is there any amount of disposable income required to enroll in a DMP. If my debt is a big amount, I think naturally I'll have to shell out a big amount to be debt free. Any guidance will help. Want to know before approaching any company so that I can ask relevant questions.

After a lot of negotiation, I have finally paid off medical debt. But the debt is still there on my credit report. What to do.

I need to get rid of my payday debt. I have started by unauthorizing ach withdrawals with my bank. I am in WI, what is the max interest rate they can charge on an installment Loan? I'm not sure if Some of these are legal. One of them has charged me 700% interest.

Should I agree to the offer if a credit card company is ready to settle the offer at 80%? That is, I have to pay 20% less the debt amount.

Hello- I live in Nebraska and have had a couple payday loans that I'm trying to end the cycle on. They are with the following: Mobiloans Plain Green Loans Big Picture Loans Ive paid more than the principal on all of these and I did file complaints with my state attorney who did say Nebraska State Usury rate is 16% and doing further research looks like I'm only responsible for the balance. Mobiloans has refused to work with me or answer any complaints at all and say my account will be charged off after 60 days which is in a couple days.

How can I find a suitable lawyer for settlement or bankruptcy? What should I look for for a reliable attorney?

Hello - i have 3 payday loans that I took out intending to repay, they are not large 1500, 850, and 600. The problem is that I have had some set backs and cannot make the payments which total half my paycheck twice a month. I have seen posts that say not all tribal loans are legal in all state, how do I find out if mine - One Click Cash & Amplify Funding - are legal? (the 3rd is thru Advance America which I assume is legal as it has a brick and mortar location in the state of Michigan). I have made arrangements with AA but am a bit afraid to call the other 2.

I am using Chase credit card since the last 2 months. The credit limit is really low. Can I ask for a credit limit increase now?

I’m getting calls from a Robert Brown that is going to Come to my residence to serve me some legal documents because I owe Wells Fargo from this number 855-413-9957. What does this mean they stated I over drafted in 2009 an amount of $84.97 and now they are going to send me to court and the balance as of 2009 and now is $300 and they can triple charge me this amount. Can someone tell me if this is a scam or something I should look into?

How to prove financial hardship. Do I have to show them the difference between income and expenses? And, to do that, do I have to produce the bill statements? Will it be easier to convince the credit card companies?