I live in Utah, and took a $500 payday loan from splashcashadvance.com. I have already paid $600 back on the loan and had one $200 payment remaining which I stopped because my wife recently passed away and I am in serious financial trouble as a result.
They now say that because I missed that payment, I owe $850, and they are unwilling to work with me.
What is the best thing for me to do at this point? They want me to give them a debit card # which they say they will only charge $150 every 2 weeks, but I don't trust them. For now, I'm just ignoring them. Is this a bad idea?