I posted a payment over the phone with the Supervisor "Erin" of First Source. She advised me that First Source has been in business fifteen years and does not have a form to send via email when a payment has been made confirming the payment. How can this be?

Hello - My husband and I currently have 4 PDL between us. Ive read through the forums and know the steps we need to take to get this mess cleared up My question is has anyone had any luck not closing your bank account? I work for a small company and Im ashamed to tell my office manager i have to close my account. Also when you do a "hard debit block" would we be able to use our debit card to withdraw cash or pay for things?

I've been trying to look for a payday loan consolidation company when I ran into this website... Which I think is really a blessing, coz only then did I start looking into all the payday loans that I currently have. I've followed the link in one of the threads here and have found out that almost all my loans are not licensed in California. I've seen the sample letters that I may send to each pdl company, but I wanted to make sure that I actually did the research on these pdl correctly.

I've been reading on this site for the past few days which has actually made me start looking into the payday loans that I currently have. I've tried going into the link that one of the threads had in which you can search whether a company is licensed in your state, and so far, almost all of the ones I have are not licensed.

After many yeard my credit is is finally improving! My Experian score is 706 (all time low was 425!). Negatives on my account: -HSN Credit Card which was charged off in 2006 however I did set up regular payments with the CA and paid it off completely in 2009 -Macy's store card- $189 was written off in 2006. Macy's state they no longer own it and reffered me to a CA. That CA stated they did not own and.

im looking for ideas of part-time jobs to look for. I've spent several hours this afternoon looking and it's pretty overwhelming. I work in a highly specialized field that is very stressful. I was hoping to find a no-brainer, part-time job. i already work about 60 hours a week, but if I could just make a little extra money it would help. It seems all the job sites lead to non-legit time jobs. I'm considering applying at Target, or as a sever at a restaurant, tips would be good?? I haven't had to look for a job of this type since college.

My father is 94 years old and has been sued by American Express Card. He is no only really old but has health problems that includes heart condition. His only source of income is an SSI check from the government. No property, car or any other asset. What can happen to him and what is the Answer and Appearance letter?

Hi, I'm a new poster, but I've been following the board for a few months now...I have approx 40,000 in cc/loan debt...I stopped payments in July...calls are driving me nuts!!! Have been to attny to ask about Chap 13 and am also considering settlement....I am so confused!! :confused: I really don't want to file bankruptcy, due to the fact that I would be in a Chap 13 plan for 5 yrs with a purposed 465$ due twice monthly if I get into a 100% payback plan..I'd be about as strapped in a BK as I was without and barely making the minimums!!!!

Trying to get my life back on track, but not sure what to do at this point. I have roughly $80,000 in severely past due credit cards, most haven’t been paid in 4 years. The issue is Missouri has a 5 year statute of limitations on unsecured debt so all the collectors are coming out of the wood work. I settled a Discover card for roughly 60% in February because they attempted to sue me and I wanted to avoid a possible garnishment.

Hi all, I am ready to file for Ch. 13 ($80k+ in CC), but after having read around here I decided at the last moment to try debt settlement. Here are my major unsecured creditors (in no particular order) BoA (2 accts), Chase, USAA Savings Bank, Citi Cards (Home Depot and Sears), Capital One, Best Buy (HSBC), Discover and Sams Club. Most of my cards haven't been paid since April when my pay was cut by more than half.....:( So I started mid-morning today. Going into this, my goal today was start with all creditors offering settlement. First call, was with NCO on behalf of Sam's Club.