So what is the deal with having had 2 or 3 loans with the same company. For example, one lender has had me in the trap and I took out and fully paid 1 or 2 loans before having my last loan, which I stopped paying. My approach has been to add up ALL deposits from this lender minus ALL payments, regardless of which loan they were against. The the difference between the two is what I owe or what I have overpaid. Has anyone had experience with this? Thanks, Jason

Im in a some trouble with some payday loans, just wondering if they have to supply you with a physical mailing address. They are telling me that I have to wire them the money, Im wondering if that is ok? They are threating me and giving me a time line of when I have to pay them back and that they are sending me to collections,

I cosigned for one of my students because he was in ROTC and was training to go over seas to fight. He fell out with the military and dropped school leaving me with his loan. A tort attorney that I work-out with suggested I immediatley contact Sallie Mae and let them know I would let the loan default then pay it off. I did this in order to prove that the person for whom I co-signed had no intention of paying the amount due thus giving me a little more leverage when I sue him. I paid the amount due in full (today) and am suing.

Would like to join in the law suite. I keep getting threatning call's from them . They went as far as saying to my wive over the pone (f___k you). This unacceptable. Calling 4-5 times a day also against fedral code of collections . They call 7 days a week. So please add me to the law suite. Personal information removed for your pretection. ~OG

I had to close my account due to USFastCash putting through third party charges. My dilema now is Zip19 I have a loan with them and have never had any problems with them but I am skeptical about giving them my new account info they said they need to verify with my bank that my account was closed due to fraudulent activity before they can change anything I did not have this issue with my legal lenders and now I am wondering if I should give them the new info at all or should I send them a cease & desist letter as I did with USFastCash. Any thoughts?

I had a Court judgement against me for approx $700. I did not start paying because i was trying to get in touch with the debt collector. I called them and they did not return the call. They filed a lien against my house and last week also filed a hold on a bank account that is not mine but my name is on. Can they just start liening everything??

I have 5 outstanding payday loans from online payday lenders. I live in the state of Ohio, and need to know what I should do to stop them. zip19.com 247greenstreet.com paydayone.com I am going to go to my bank to change account numbers. I have the sample letter to send for wage assignments. Is it illegal to close my account though if a payment should be coming out of it on Friday? Do I need to contact the PDL's and tell them what I am doing? Thank you for your immediate help!

I contacted Brown, Myers, & Associates yesterday twice to speak with the representative who is handling my case, she never contacted me. Today, I called back again and was connected with whom I guess was the supervisor. I wanted to change my date of payment because the funds would not be available, she informed me that I could not do that, and to make sure the funds were available because the attorey's have already signed off on my paperwork.

Hello, My Name is Chris, I have a PDL with ACE cash express in TX that is 1200.00 I have paid to extend this loan 3 times, but have run into much worse financial strain than I was in when I originally got this loan. I cannot afford to make this payment this time around, and I'm looking for advise. I'm aware that they are a legal CSO in the state of TX, and I cannot close my account. Is there any option for a payment arrangement? Will a debit hold on my account help? Thanks in advance, Chris

Hello we are going through this now. They call in access of 30 times a day. I have finally started to answer the call and not speak. Exactly 6 seconds the call ends. everytime. How do they get away with this practice?