I was checking my credit report and see there are 3 accounts being claimed by Portfolio Recovery. However they are claiming I have made payments on each of the accounts to them- which is a lie. I believe they are doing that to "keep the clock active" on these debts. Who would I complain to??

Need to know if the following are legal in Texas? Inbox Loan SpotLoan Money Messiah Need some relief soon, I have paid back what I borrowed plus some. Thanks for your help

If I have been quite regular on making my credit card payments full every month for say about 5 years, will the credit card company consider if I'm not able to make the full payment once a month and request for no interest charges on the amount. I don't want any blemish on my credit report and reduction in credit score.

Do I have to ask the lender and check the credit report and score froma particular bureau before requesting a loan?

Is it wise to buy a car with loan or to do it with cash?

I have one thing to ask - Like settlement, do I have to default to opt for consolidation?

On 04/11/2017 AT&T/DirecTV performed an unauthorized inquiry to my Equifax credit-report. Since then, I have filed multiple complaints with AT&T/DirecTV, Equifax, the FCC, and the BBB. Currently, the Equifax inquiry has been changed from hard to soft. Please do not dwell on the fact that a soft-inquiry is non-impactive to my credit-score… Now it is about proving a point. The FCC and BBB are useless - Each complaint I file with them, they close when AT&T simply states they are working on the problem... Idiots. At this point... AT&T reports they are unable to remove the soft-inquiry.

I just recently got them to approve my payoff amount and they have agreed to take everything off my credit within 30 days. But, they didn't have anything in writing that would say that once I pay this payoff amount I will have a paid in full by the creditor and that they will take it off credit as promised. I was told well the phone call is recorded so this should be good enough. What do you suggest??

I received this email today but I’ve never taken a loan with Quick Payday. Could it be under another business name? I’m working w OVLG on my legal loans, but this email has me confused. Thanks! Hi, This legal proceeding is issued on your Docket# with one of Quick Payday Company, concerning your account with Quick Payday Inc., which you took out from Quick Payday and failed to repay them back. It is to notify you that after making several calls on your phone number they were unable to get a hold of you.

I am in Michigan and took a loan with mobiloans. I borrowed $958 and paid $814.70. I know I need to pay the $143. My questions: - how to get them to stop calling my work? - best form of payment for the remaining balance of principal? - verbiage in email to them. Many, many thanks.