CK Marketing just faxed over a garnishment, which I grabbed I have written a C&D letter but don't know what to do next. I don't have a fax but mailed one out. Also Camosun aka EZ Online Cash Store is calling and calling and called again asking for HR- Im afraid I will get fired.

First off, I have several internet PDL's and I believe some of them to be illegal. I would like to know the exact laws for the State of AL in regards to internet PDL. When I called earlier they seemed to indicate the internet PDL has to be licensed in Alabama to be able to do a loan.

I took out a payday loan online April of last year with CashNet. It was sold to Recovery Processing Systems with a balance of 814.33. I am currently out of work and cannot pay this. They said they are going to send a letter of intent to take me court for a fradulent check. They called my mother and my brother and left this message on their phones. Can they really take me to jail? She said they would come to my door step. I am not trying to fraud anyone - I just do not have the means. Any advice?

Payday loans that are over 3 years old and I am being threatened by a mediation firm called Global Mediation in California to be charged with breach of contract and fraudulent use of a check. I am in NC and can find no information on this company or the number 877-847-4302. First some lady whose name was said so fast I could not put a word in edgewise calls and says she is with some locator service that has been hired by Global to locate me and that charges have been filed against me. She gives me the number above to call and I do so.

CK Marketing just faxed over a garnishment, which I grabbed I have written a C&D letter but don't know what to do next. I don't have a fax but mailed one out. Also Camosun aka EZ Online Cash Store is calling and calling and called again asking for HR- Im afraid I will get fired.

I been with out work from feb/2010 and all my dues are behind , now I was summon from one of the creditor. I need a Lawyer I have 20 day to respond , and also I have more credit card debt. Thank you for your respond and God Bless you. Alba

My loan is on default, I have received calls form Central Credit Services many times, they want me to pay a down payment of $1000 and make monthly payments of $500, I haven't reveiced a letter from them. What can I do?

Hello, My wife and I are both in deep debt. We have credit cards, Medical bills, auto loans and student loans. My student loans are being deferred b/c I'm unemployed and my wife is currently paying $585 a month for here student loans. With out the Student Loans we are in debt to the amount of $26,500. I need some advice on what to do? Do we just come to a debt consolidation company and combine everything? What should we do about the student loans and can a debt consolidation company take care of student loans, medical bills, auto loans, credit cards, old cell phone bills, ect?

I received a summons on Monday May 2nd that IQ set a court hearing for May 12th at 9:00am. I called and asked for a continuance because I have to put in for the time off and have my shift covered because I work in a hospital. The court said I had to call IQ Data International. I spoke with Mr. Dale King and he asked me for the date stamp on the mailing envelope and it was mailed from Everett, WA on April 29 and received by me 5/2. He told me no continuance that was enough time. I told him I was trying to be fair and he continued to argue with me and no continuance.

I had taken out a payday loan with Pay Day Loan Yes in summer of 2010. Since then, I had paid back more than what I had borrowed, but was getting harassing calls from them. I then filed a complaint with the NCAG & hadn't heard from them in a while. I then got a letter from a collection agency..apparently they had sold my debt. So @ this point, what should I do with the collection agency? File a complaint against them, or dispute the amount owed? Need help please...I thought I was on the right way w/ complaining with NCAG but now...not sure what to do.