My Bank of America Account was garnised for vehicle taxes of about $140. The worse part is that BOA charged a $100 "processing fee". I called BOA customer service, and they said that I must call the legal department, which I did. They simply said that is the fee for a garnishment and that's it. My husband was laid off close to a year ago and it is a battle to keep everything afloat. Is there any chance of removing the fee? Who should I talk to?

So I did a search on the EFTA and how to stop ACH payments and the law and I had a few questions. Has anyone gotten their bank to stop these PDL ACH payments by quoting this law? Im still kinda confused about the EFTA and how it pertains to stopping payments. I havent paid anything yet on the PDL listed below but I just want to send them a money order and be done with them and dont want them touching my account. Thanks for the help. PDL NHCash-$300 Beacon-$200

Compliance bureau.. Awful :)

Hello,I took out a payday loan with Liberty Group, LLC. for $200.00, back in November. I agreed to have Liberty Group debit my checking account on the 15th of each month for $60.00. Since November, I have paid them a total of $360.00, but non of the payments have gone to pay off the princible. I thought the $60.00 was going towards paying off the total loan, but the $60.00 payments are a refinancing fee; none of the payments have gone to pay off the principle. I admit that I did not pay attention to the terms, but is the refinancing fee of $60.00 on a $200.00 loan legal?

I live in Washington State. I am in default on a payday loan to Zip19. Ecare has been calling me and I finally talked to them. I wanted to close my checking account and make sure everything was secure before I got them upset. I talked to them and the lady was rude. Basically she said the next step is to put a wage assignment at my work. Will they do this? I asked her for an email address and she said they don't have one, I can only contact her through phone. I wanted the email so I could send her the letter i wrote revoking all authorizations.

I am 30 days let on my credit card bills. i owe $110000.00 on credit cars. my income has gone down dramatically and i want to settle .30 cents on the dollar for 36 months. How do i go about it. Help!!!mayele

i did receive 250 from star cash processing but i closed the account but they are withdrawing the account of sum owed now i am negative in a closed account how can i prevent them from contining my closed account is now 145

I have a bill with Beneficial. I haven't paid anything in 8 months because my husband wasn't working. He just went back to work. A couple of weeks ago I get a letter from the Law Firm of John P Frye saying the bill was turned over to them. (which I found out the account was bought) In the mean time I sent Beneficial a check for $300 for a payment. Last night I talked to someone from the law firm and he said to stop payment on the check (to late). They wanted like $1800 in order to even agree to do payment and wanted access to my checking account.

I took out a $200 loan from Liberty Group LLC, and unfortunately did not pay attention to the 730.00% interest rate. They have debited my checking account $60 five times, totaling $360.00. None of the money has gone to pay off the principle. The $60 dollars is a finance fee. Is this legal, and do have any recourse? I live in California.

Ok I have sent them their letter and also filed complaints against them with the FTC, BBB and the FL attorney general. They have responded with the basic letter that the loan is under Delaware law not FL and that I still owe them the full amount. I am sticking to my guns with them and telling them that I am bound by FL law and that as a unlicensed payday lender they are only [COLOR=black]entitled[/COLOR] to the principle amount of the loan.