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Close bank account even if ACH is revoked?

8 years 11 months ago
Hello, I'm a resident of Florida. I borrowed from Big Picture Loans, apparently these guys were named Castle Payday loans or along those lines in the past. I borrowed $700 and paid them $700 plus $795 (total $1495). I gave them the e-mail template found on this forum, here's their response: >> Thank you for your communication. Please be advised that Big Picture Loans, LLC is a Tribal enterprise, wholly owned and operated by the Lac Vieux Desert Band of Lake Superior Chippewa Indians, a federally-recognized Indian tribe and sovereign government ("Tribe").

 

Need urgent help. Lost job and have debt.

8 years 11 months ago
I’m ******. Lost my job, owe $5000 to Amex, have huge medical bills. Any suggestions?

 

Is there any non-profit organization which helps in budgeting by no or little fees?

8 years 11 months ago
I need some help in budgeting. I need some help to analyze where I'm going wrong. Should I go for credit counseling? Is it offered free of cost? Does anyone know any such non-profit organization that offers budgeting tips and does financial analysis with no or little fees?

 

How long should I wait to take out another credit card after obtaining one?

8 years 11 months ago
I have taken out a credit card last month. Ideally, how long should I wait before applying for another credit card, so that it doesn't impact my credit report and score?

 

Can debt settlement stop garnishment - Does anyone know?

8 years 11 months ago
I have some credit cards to settle. The outstanding amount is quite high. So, thinking of going for prossional help to settle - repay less and get rid of the account. But, can It help stop wage garnishment, if the creditor starts any such things?

 

Installment loan help in Texas

8 years 11 months ago
So I've managed to put myself in a bad position after being laid off from work for the last 2 months and been using what I've basically had saved up to cover the installment loans I have in the following. I've already revoked the ACH authorization from Speedycash and plan on talking to them about a payment plan but id like to know the best scenario of what I should do for the following loans I have and just started a job where I wont be paid until two to three weeks. I am wondering for Texas what my best course of action for these accounts would be?

 

Does American Express debt settlement policy allow to settle credit card debt at 60%?

8 years 11 months ago
I want to settle a credit card of American Express. Has anyone done that? Can you advice me on American Express debt settlement policy? Will they agree to settle my credit card debt at 60%?

 

What is the most reliable and profitable retirement investment?

8 years 11 months ago
What is the most reliable and profitable retirement investment? Is it possible to open more than 1 retirement account?

 

Does it look nice if we sign a contract before lending an amount to a roommate?

8 years 11 months ago
I have read that it’s better to sign a document before lending money to anyone. But, my question is, does it look nice? My roommate has asked about $500.

 

My credit score does not say anything.

8 years 11 months ago
Hello! My fiancé recently paid off his debt. When we went to check it the other day there was nothing there. No credit score at all. What does this mean? and what should we do next?