If my second mortgage puts a lien on my home and I let it go into foreclosure how would this affect me?

I took out $300 on 8/17/10. These crazy people have taken out exactly $910 in 14 damn transactions. Said i agreed to not pay it all back at once. I:ad service fees assessed for that. I still cant believe it!!!!!!!!!! Nelly, will I get my overpayment back, or do I need to talk to an AG(attorney general)?

Shouldn't debt consoildation lower you monthly payment as well as your interst rates/ We are working with a company and our monthly payments would increase by $200 if we go with them. I need them to go down by at least $200...not up!

I approved a pay day loan from one company, and I just saw ssm group put 250 dollars into my account that I didn't approve. How do I get rid of them? Do I need to close my bank account and open a new one? I really need the money from the other loan to buy fuel oil? Why does this ssm group want to hurt the little people? Ugh. Thank you Kerry

I have an offer from citicards to allow me to pay back 30% of the original balance. We owe $42,300.00 They have me the option of paying back over 30 months, but I can't swing the monthly payments. Settlement was offered, but now must be approved by manager. This has been ongoing since Dcember 09. The rep told me he would not mark my account 'paid in full' at conclusion of payments, only 'settled for less.' What should I do? What necessary things do I need to do before we go on?? Am I forgetting anything?? Should I ask for anything related to my credit report?? I'm so lost.

I am not yet past the discovery phase with the junk debt buyer suing me for a credit card they allege I held (I have responded to theirs, they have not sent back responses to my requests yet) and I am not sure if this will end up at trial but I had a basic question in case it does. Would it be best to request a jury trial or a trial by judge?? My first reflex would be a jury, but I was unaware how jury trials are done in civil cases as opposed to criminal. Does the defendant in a civil case win if only one juror finds in his favor or is it a majority.

Your credit dept. issued me a red card. Then proceeded to place a hold on it's use stating they need additional info such as a current utility bill, social security card and drivers license. I have sent everything requested except the social security card. I sent them a Medicare card as it uses the same ss#. Your Credit Dept Refuses to accept this card. How about a Visa, Sears,or$3300 discover card. What's wrong with you People? Terminal Stupidity? Want it back? ASK ROBIN. personal info removed.

I constantly keep receiving phone calls from this number 791-672-6261. Can anyone confirm who this belongs too? Thanks.

[COLOR=#333333]I got a $300 payday loan back in October which had a service fee of $90. I get paid once a month at the end of the month, and I opted to pay the $90 until I was able to pay off the loan. They debited my account in October and November for $90 so of course that is what I was expecting for December. Much to my surprise they took out $135 in December.