Getting harassing call from a Rachael Collins. Claim I being charge with Bank Fraud for a payday loan I supposedly took out in 2006. She had my address of 2006. My email address, family and friend info, and SSN and bank info. I confirm that had lived at that address and that was my last 4 of SSN and that was my bank, however I didn't remember if I took out a loan or not. Claims she can get charges stop if I send MoneyGram to ERS in Florida.

I live in Texas. I have three installment loans. Speedy Cash $900 paid $1030 Rise Credit online $600 paid two payments of $110 Spotloan online $300 paid nothing yet first payment of $51.00 due 8/31 I have call Speedy Cash local storefront inform them I am no longer able to pay them and was told a manager would call which the manager has not. I went to the bank and dispute the charge as I had told Speedy Cash I didn't want them taking the money out. I have not yet default on any of the loans, but I can no long afford them please help with what I should do next.

I was involved in the lawsuit against WS and was sent papers if I wanted a refund for the overage I paid to them. I just received a refund check in the mail but not equivalent to what I paid over. In total the loan I received was for $2,525 and the total amount I paid was $3,301.75. The check they cut me was for 669.04. My question is do I send them the check back and request that the right amount be sent or do I cash it and write on the back of the check under protest?

Has anyone dealt with this company before? They have left messages, but I think it is regarding a payday loan. I have heard they are sue-happy, but I haven't received anything in the mail from them.

Hi everyone! I used an attorney and went through Debt Settlement back in 2009. I was getting back on track with my finances the past few years, but then last year I had a baby and I was diagnosed with cancer and missed a lot of time from work to go through treatment. So now I have about $10,000 in debt again that I just cannot pay. My question is, can I go through debt settlement again? I learned a lot from reading posts on this wonderful website, and I am thinking I could tackle the settlement myself this time and save on the attorney fees. Any advice would be much appreciated. Thank you!

I apparently have a 3K lien on my house from Precision recovery. Its been there maybe 2 yrs +/-. I decided to call them to talk about it and found out they are out of business. Any clue how to get this removed ?

I started by following SoapLady's guide by opened a new account, revoking ACH withdrawals from the old one, and sending a letter on July 31st 2014 to the lender. Here is the reply I received and the subsequent e-mail discussion. The original letter is embedded in the discussion: Your balance is $890.00 of which we can set up payment arrangements on the account into 5 payments. We want to keep the account in good standing so that you will be eligible to receive future loans with us.

Dear all: Like many posters in this forum, I am fighting to get my CashCall entry removed from CRA (Thanks God it only appeared on Experian, not on Equifax and TransUnion) without success. I tried repeated attempts, including all the recent ruling on FTC vs Payday Financial, CFPB complaint, settlements of NY State & WesternSky etc.

Had my address listed here! Case File: CWL CASH - 18072015118 You are going to be legally prosecuted in the Court House within couple of days. Your SSN will be put on hold, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

I just received a call from a Michael Davis (832-532-8577) from Sugar Land, TX. He says he's from Legal Litigation, but wouldn't give me more than that. He said that I owe Ameriloan over $600. I asked for a validation letter and he said that he doesn't have to give that to me since Ameriloan has already provided that to me by email and postal mail. I said they haven't. He told me to call by 7pm CMT to settle this or he will have to file with the Michigan courts. He also called my sister with this information and he told her that I'm not taking this seriously.