Can a debt collector garnish my stimulus check too? My wages were being garnished due to non-payment of debt. I am in Alabama. If yes, is there any way to stop it?

Can a debt negotiator convince my creditors not to report it to the credit bureaus after an account is settled with a lump sum? A settlemet company has told me this. Will I believe to what they're saying? One of my friends told it's not possible.

Receiving collection calls from an unknown number. What should be my first step? A lady is calling every day for an old debt. It is a for a credit card that mom used 8 years back.

I do contractual work. My contract ended in March 2020. I couldn’t take up any fresh assignment after that. My wife has also lost her job. She is working as a freelancer. We are managing somehow. In the meantime, our home needs some major renovation. I don’t have money for that. Will someone give me a loan even though I don’t have a job?

I want to understand the proven strategies that we can use to remove countless late payments in COVID -19.

Finally received my stimulus check. But, it’s much less than what I expected. Why is it so? Just received $800.

I have 4 credit cards with a total debt amount of $6000. I have applied for forbearance 2 months back. Three of them have agreed. The fourth one has not offered any forbearance plan to me. They have not denied directly but they have not agreed also. They just asked me to call on this day and that day. I did. But, nothing happened. So, what should I do with this credit card? Should I file a lawsuit or should I do something else? I can't pay the full amount.

I heard that a pdl lender can only sue a person in that state from where the loan is taken. I have moved out. Not that I won't pay back the loan but can't do it now. I know they are legal. Is it true?

Do I start contacting CC companies? No settlement offers. I stopped paying $40K in credit cards in 19.

Can't handle my credit cards any more. Thinking of using a balance transfer card. How much can I transfer to a balance transfer card? Is there any set limit? How much do I have to pay if I can't pay the transferred amount within the intro period? Can you also please suggest me some good balance transfer cards I can try for.