I have 220,000 in debt. My house was appraised at 215,000. The 220,000 is all debt including 2 vehicle payments and small loan. How could this company help make this more organized and make one payment

I'm beginning to panic! My husband is in the final interview process for a new job. We just were emailed paperwork for a Drug Test, DMV check, and background check. The company that will be doing the background check is hireright. My only concern is his credit. Its is not very good, but he doesn't have BK, forclosure, or judgements. This is for an outside sales position with a company car. Has anyone experienced this company before? Do you think this will prevent him from getting the job?

A letter came in the mail today from Northland Group.. It says Acct. owner: LVNV Funding & Previous Creditor: THD Consumer .. They are wanting to settle a past due balance of 1,562.55 for $859.38 (of course, that "is not including the intrest that varies daily")... I do not know who these people are or who I am supposed to owe.. I do not have this kind of $ at this second.. I have no problem paying off a debt that is owed, assuming I have the $.. Is there any way to settle with the original creditor, assuming I can figure out who they are?

What can I do if they continue to break the FDCPA? They have been telling me for 3 months they are processing paperwork to sue me. The speak nasty to anyone who answers the phone at my home. They continue to leave threatening messages on the voicemail (no FOTI message).

What can I do if they continue to break the FDCPA? They have been telling me for 3 months they are processing paperwork to sue me. The speak nasty to anyone who answers the phone at my home. They continue to leave threatening messages on the voicemail (no FOTI message).

I just keep feeling like maybe my chances are very slim. Im 27 and I have bad credit. :( I know its my fault and I shouldve been more responiable back in the days. Most things are charged off already and what not. Its just small things like( and these numbers are estimates or close to) Verizon from 03 or 04 for 120 Nextel from 02-03 for 140 Walmart from 04 180 PNC from 04 110 Wachovia 01 78 the rest are student loans. well a few years ago without really looking into it i consoidated them and been trying to pay off.

This collection agency is trying to collect for a credit card I had back in 1997 or 98, but when I called them to discuss the FACT that this bill (the ORIGINAL bill) is WELL PAST the statute of limitations, they insist it's from 2005, regardless of what I say. I tell them it's from a credit card (a nasty fraudulent secured one) I had when my oldest child was maybe 1 year old (she is now 13) he insisted it MUST be a different credit card, but I've not had a single credit card since 1998! (using only debit cards) What do I do now???

I have varios credicards that i have not paid since Jan 2010 one for 2000, and two for about 5 thousand each. all on different banks... I have been out of work for about two years and my unemployment has run out. I own a car used old and now live with my mom because i cant afford an apt. my question is can they take my car away? what can they do? they haven't sued me. should i file for bankruptcy before or after bieng sued? please shed light anyone...

First off I apologize again for jacking that other users thread. I shouldve just started my own from the beginning. So anyway here is the copy and paste from that thread: Hello to all. I was passing by and noticed this site and I think my mom is in the same boat as this lady here. She had seen the commercial for Money Mutual as well and she was looking to catch up on a few things. So she applied for a few loans herself. She was offered loans by 500fastcash, UsFastcash and Paradisecashadvance. She originally took out a loan on USFastcash first.

Ok. So I have a loan with United Cash Loans. I borrowed 350 and have paid back 420. I have a loan from Ameriloan and borrowed 300 and have paid back 315. So, are they illegal in the sate of FL? I have already called my bank and my account is being closed tomorrow. Should I send out those letters once my account is closed? What should my next step be? I am just terrified that they will try to arrest me or sue me. If anyone can give me any advice, I would welcome it! Thanks!