Hi there. QUick question. When I send the email to the illegal payday lenders, does that usually take care of them if I have already paid them back what I owe? Do I have to pay the interest back to these companies or just the total of the loan? So if I took out a loan for 500.00 but the interest was 125.00 do I have to pay back the 500.00 or 625.00? Thanks


