I am still working and make about 70k, my partner makes very little and is fresh off bk. I have close to 30k in cc debt with 4 cards - 3 that are owned by chase & 1 FIA. I have two of the four frozen (1 @ 2% + 1@ 9.9%), the other two are very near maxed and I currently can only make minimum and its killing me. They tell me it will be paid in like 28 years @ the rate I'm going. I can't make it that long. My credit score is dwindling and I have been doing this for 3-4 yrs now and I'm reaching an end. I keep getting John Cummata emails but don't know much about it Suggestions welcome

would debt consolidation mess up my credit score if i have 725

How do you check with BBB on debt settlement companies

i finally had it with my pdl so i went to one that they threatened to deposit the check into my acct that had no money (if i had the money i would of paid them off ) quik cash would not wait till friday to make my paymnet so that deposit would of cause major problems so i went to the bank and was honest with them explained the pdl hell i was in well they suggested to close acct and open new one they will not link acct together and also in the state of missouri you only get in trouble if you close acct before the dates on the checks or stop payment well all the checks dated 5.07.10 thank you al

Does anyone have the address for this collection agency, so I can report them to the FTC. I already talked to the DA's office and the sheriff's dept and AG of Oregon. All of them say to file a complaint with the FTC. All I have is a phone number 972-332-2915 which originates from Allen, Texas. They say they represent Quick Cash.Net but refuse to give me the name of the payday loaner company that they allege I borrowed from or any detail of this "loan" Very scary people, harassing. They also call me at work, which I told them to stop.

I am trying to locate the following PDL's UCFINANCIAL AALM VIPCASH PAYDAYLOANYES EXTRAFUNDS.COM PDL LOAN CENTER 41 ANYONE KNOW HOW TO EMAIL/PHONE THESE PEOPLE....... I DON'T HAVE ANY DOCUMENTS TO FOLLOW UP ON....AND I FEEL I DON'T HAVE ANY RECOURSE BUT TO CLOSE MY BANK ACCT

About a month ago, I got a call from "The Stage Group" and on the other line was a woman who said that she had evidence of check fraud, checking across state lines, and some other felony charge from a payday loan I got in 2008 from Check n Go. She said that if I didn't pay they she was going to court there in Florida and sue me(I'm in Texas), so I paid $200.00, well I didn't have it then, and I don't have it now, what are my rights? She threatened me, what are my rights since I got the loan in Texas and live in Texas?

I checked my credit card records and various financial statements tonight. I have kept FIA Card in spite of the way they treated me so at least I have some credit if needed. Here is what thy have done so far: Raised my rates more than double the original amount (11.9% to 28.9%). They lowered my credit limit by more than half - from $6000 to $2500. When I had the problem last year they reported me to the credit agencies and lowered my score. They then led to many companies closing down my accounts - and FIA Cards was using their OWN rating to deny me a lower interest. I paid them what I could a

Would a person posing as an officer actually call and demand payment that you will be turned in your county for a payday loan? Would a police officer actaully take the time to call your work, if they were in dallas?

Can someone pleaseeee help me?!?!?! I just recieved a "wage assinment" from my payroll department that International Payment Services will be taking 10 % of my wages until a $600 payment has been made. I spoke with my payroll department about how I only took out a $300 loan and I only e-signed the wage assingment but it sounds like my payroll department is going ahead with the deductions of wages. I tried emailing and calling the number for IPS and I have not gotten any response. Can someone please let me know what to do!!! Thanks!