who is a reliable company to go to for debt consolidation

Ok, here's the deal. I took out a loan from PaydayMax.com earlier this year. Due to some bad circumstances in my life, I ended up defaulting on it. I got a phone call in March from their collection agency (some "diversified processing" company) demanding $778 for a $300 loan.

Does anyone have Persels & Associates Fax No?

Cant get a person to talk to very upset. I have paid off my payday loan and you are still taken money from my account. I have contacted an attorney and gave him the information. Also did a stop payment on your payments.

Allied Interstate Collections has my Moms Amex account. 6k... about 150 days pass due. I spoke with a rep today to talk settlement and what I had to offer. I can afford 2k to settle. He said that they're not offering any settlement and will only offer hardship payment plans. Has anyone delt with Allied? If they can't collect, will this debt get transferred to another CA? They're not budging from no settlement!

I have been getting 10-15 phone calls per day from FIA, whereby they hang up as soon as I pick up the phone. At other times they are downright nasty and imposible to deal with. I'va actually closed mu checking account with Bank of America as they attempted to withdraw funds in order to cover delinquent credit card payments

I have several pay day loans out. closed my checking account and debit card because they were taking money out and I could not live. I have made some type of arrangment to pay off. I am using a prepaid debit card to pay some of the lenders and using money orders but try to get them to accept what I can afford is one thing. There is one lender that is threating to garnish my wages I have made a small payment on the loan. I am waiting to get the actual prepaid debit card so I can reload the card with money.

Just wondering if anyone else has had this kind of deal. Caller sounded like from Inia. Called a month ago telling me Damasco and Associates, 609-606-5307 or 205-294-3815, were taking me to court the following week, for $10 payday loans. This was a loan that I was suppose to have taken out in January of 2010. He had my personal information including where I worked, but I havent worked there for over a year. Had me down for 2 different banks and I only bank at one of them. He gave me the routing number for my bank saying it was my account number, but asked for my routing number.

:cry: I'm finally ready to tackle my small credit card debt with Capital One, but they have sold my account to Midland Credit Management, who has Enhanced Recovery Corporation handling the account. I did some Googling and found out that both Midland and ER have TERRIBLE reputations for being shady and difficult to deal with. I can be paid in full in less than a year and want to whip this thing once and for all. Is there someone here who can give me some sound advice on dealing with Enhanced Recovery Corp.? Thanks, Jon

I need help! and or advice! the CPD are not willing to work with me on anything and i have found they have address in canada but payments are sent to Nevada. I am not sure whta to do. Things just seem fishy....any ideas?