I am not in debt, but recently transunion sent a letter to my credit card company (accidentally) stating that someone fraudulently applied for my 2 year old credit card (and that it wasn't me). In response, my card was PERMANENTLY CLOSED due to a "fraud app" and I was told it can NEVER be reopened. I've tried to get this straightened out and have taken it up to executive customer service @ my bank and have had a transunion rep get on the line with an executive customer service agent and explain the situation and how it was accidental, never meant to be sent, etc.

Hopefully, you would get a fat tax rebate check from the Government this year. How are you planning to spend it? Feel free to share your ideas.

I look out three cash advances to pay off other debts that I could not pay. They are: DJR Group $300 paid 270 already Cashcentral 400 paid $85 Cashnetusa 400 paid $75 I live in Wisconsin and can not afford to keep paying these loans. What are my options?

Hi there, This is my first time here so I'm just writing a quick post to say hi. Hopefully there's some good discussions here - looks okay so far. lol, that's really all I got. :)

Can my credit card companies find out current employment status if employment has yet to be listed in tax filing nor used on any applications? And if so, how? Thanks.

RPM Debt Collecting agency 1930 220 W street SE Suite 101 Bothell, Washington, 98021 703-291-9839 Calling me for a debt that was from 2001 that was paid.

Are collectors allowed to use Alias names? Such as "Miss Tonya"? I've noticed that MRSI's collectors use alias names... more like that don't state their first name or last name. Referring to themselves as Ms. Tonya or Ms. Crumb, Mr. Andrews and etc.

I want to open a saving account but i can't because im in the chex systems, and even if someone did give me an account i would be worried that one of my creditors would take out all of my savings, so i leave all my money in a sock draw, but several days later it's spent. i once tried a debit card, but im afraid of that now because someone tried to withdraw from it, i love seeing money in the bank growing but i just don't know how i can save now... any ideas?

I am a 24 year old college student that has recently gotten into a car accident. I now owe them 25 thousand dollars and I also have a credit card bill. They recently garnished 3 thousand dollars that was in my bank account that was suppose to pay for my tuition and living expenses. I have a daughter and no real way to pay this back. I don't know what to do any more. I just need a second chance so I can get this debt off me.

After much soul searching (& guidance from those on this forum), I closed my bank acct. WHAT A RELIEF!! I live in KY & all internet PDL's are illegal here. I got 11 hits to my closed acct in one day - sorry about their luck. So far I've gotten calls from 3 of several illegals-- PaydayLoan Yes, One Click Cash & Discount Advances. I said the same thing to all three - "I have closed my bank acct due to security issues. Your company is doing business ilegally in the state of KY". There was a looooong silence after that statement.