I have a couple payday loans out there and in order for me to survive financially and be able to pay my regular bills I had to close my acct and open a new one so I wouldn't be paying $1000 a month in fees. However, since doing this the PDLs have not contacted me for payment. Now, most of these are all illegal (bestchoice123.com, USFastCash, PlainGreen, and a couple others). So since they have not contacted me, should I contact them or wait for them to contact me? Any advice? I don't want to "take" their money but I don't want to get stuck with fees either. Thanks!

Came across this article this evening - thought some of you might find it interesting. http://inplainsight.nbcnews.com/_news/2013/05/11/18088751-like-a-drug-payday-loan-users-hooked-on-quick-cash-cycle?pc=25&sp=25#discussion_nav

Please help I have some pay day loans that I have been paying on and balance is not going down or just by a little! I am not sure of Illinois Laws but talking with a friend finally about it cause I was so embarressed that I didn't let anyone know he brought to my attention I might of overpaid. Please HELP BESTCHOICE 123- LOAN-775 PAID-1420 (OWES 810) NATIONAL PDL- LOAN 300 PAID 449 (OWES 207) SGQ- LOAN 300 PAID 190 (OWES 390) CASH YES LOAN 750 PAID 1200 (OWES 217.50) PLAIN GREEN LOAN 800 PAID 1275 (OWES 515) Please any info will help

Hi, we moved recently and switched banks, but left our old checking account open. My husband inadvertently paid a bill online using this old acct info. I wasn't aware that we were overdrawn because the statement and communication about it from old bank was not fwd'ed to new address. I finally received a letter that stated that our acct was closed and that the balance was due in full or else they would report our account to check verification, etc. I paid the balance the next day. Which brings me to my question, if this was reported to chexsystems, could this affect my active checking acct?

Thanks to this site I was able to get 3 PIF letters saving me over $3000. My last illegal is Plain Green. I cant get them to respond to me via email. They call me multiple times a day but I dont answer. I send emails to all of their listed contacts as well as copying and pasting the below letter on their website....any other info or help would be greatly appreciated! Plain Green Loans, I have revoked ACH authorization from your company in writing on multiple occasions. I am prepared to enter arbitration with Plain Green Loans.

Hello...anyone know if American Creditline is legal in MD?

I'm currently a resident in Florida and have a few loans out that, I need to figure out the laws or what not in paying back or how to get money back that I have over paid. I currently have a loan thru mascot borrowed $500 wanting $578 back, and thru baside cash borrowed $300 now says I owe $630 and idealgelt $750.. Now with baside cash I have fully paid them off with them taking $90 out of my account every month, then I only had one payment left of maybe $70 and cause I missed a payment they now say the balance is higher? Can they do this?

I got a call from a Ms. Dawkins stating that I got a loan back in 2008 from Arrowhead and I was going to be locked up on site. She stated that I have a warrant for my arrest and several felonies. A sherrif will come to my home and or employment and lock me up. To stop this I must pay them, immediately or get on a payment plan. I was very nervous!! But then I thought about this for a min... If I had a warrant for my arrest I would have received a letter and I just had a criminal background check for employment and nothing came up! I never received ANY maill about this loan!!!

Does anybody have specific contact info possibly for an individual or manager at PlainGreen so I can email my ach revocation and request a paid in full letter? I sent about 10 emails to the accounts@plaingreen address with no response. I was able get a PIF response from EastSide Lenders by emailing a manager that I was fully prepared to go to arbitration and was going to file complaints with the Ohio Attorney General's Office, Delaware Attorney General's Office and Ohio/Delaware Division of Banking and Commerce...got a PIF the next morning via email.. Any help would be greatly appreciated

So, ive been receiving a bunch of settlement offers from a bunch of different collection agencies (for multiple debts) and i would like to know if there's a way to work with just one? I am new to this and any help is appreciated.