I called GE Finance today and found out my account was charged off on JUly 26th, 2009 and informed that NCI Legal has been assigned the debt??? What does this exactly mean? GE stills holds the debit or NCI brought it?
well, BOA is totally bending me over. I talked to ACH Fraud & she said the bank has to pay because its my name on the ACH. and that an ACH is different from an EFT, so I can read her that law all day long & it means nothing. she sent me out the fraud paperwork, but all the stop payments didn't stop anything. AND she told me that I shoudl better handle my finances or take out a consolidation loan to pay these people off.
Do they have a legal leg to stand on
This department received your recent complaint to our customer service department. This department would like to assist you with a greatly reduced balance. If you are interested in discussing this, please email this department and we will contact you.. If no response is received, we have no choice (per the agreement) but to send your account directly to collections for the balance now due of $560.00.
The savings this department will offer will not be offered again by the collections department.
Credit card companies are calling often. I just let it go to voice mail. Should I call them back? Or wait it out? Are settlements more likely if you return calls and explain situation?
Thanks
Hello,
A Postal Insp. asked me to come into her office to chat about I.D. theft which I did because I thought it was about my I.D. theft problem I had a couple of years ago.
To my TOTAL shock....
Here's what they said:
1. That they had a stack of credit card applications in different names going to an address (an apt. complex) where I lived 1 1/2 years ago.
2. That they could trace the applications to my home computer.
3. That they were all in the names of students where I work (but none were my students save one four years ago)
4.
I have on payday store front loan that I owe on. I owe roughly 1300. Do you think they'll set up payment arrangments? I dont think we could pay much more than 100.00 a month though :( My husband was laid off, this is why we were not able to pay the loan off - now we are playing catch up on all the other bills. The other thing we have an over drawn bank account that I need set up payment arrangements on--- if that is possible... Does anyone know? We do not have any money going in to that account b/c everything is going through our other bank account...
is there a response or letter that can be given to US Fastcash as they totally ignored The BBB with a form letter and now they keep e-mailing and calling to set up payment plan..I paid 575 on a 350 loan. I just want it to stop. Please anybody what next what to do? Thank you!
I had to close down my business established back in 1997. During those years I racked-up a $50k Balance to Wachovia and $35k balance to Regions. Simply put, I do not have the income to continue making payments on these loans. I do have some cash available but definitely not sufficient to pay these loans off in full. Both are current with payments however it is extremely difficult to make my monthly budget these days.
Do I stand a chance settling these loans and if so, how late do I need to be to get their attention? What kind of settlement can I expect?
Thank very much in advance.
Hi everyone,
SC has completed 1000 posts in debt consolidation Care forum and has become eligible for Hall of Fame. So we are starting a poll for him. Once 10 'yes' votes are posted he will join DebtCC Hall of Fame.
All the best to you SC.
Jason