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I was just wondering if any one has ever had their wages garnished from PLD companies or United Cash Loans or One Click Cash.. I have filed complaints with The FTC and BBB in their state and want this to end... They have gotten more than enough of my money.

I was curious if after you go to court and lose a lawsuit. If you don't have the amount they request monthly. Can a judge force you somehow legally to pay what the creditor demands? Lets say for instance i owe 5000 dollars and the creditor wants 250 a month. If i lose the lawsuit and i don't want to pay 250 a month, can a judge force me to somehow legally, or will they just garnish my wages for the max amount?

I have been in a debt management plan for almost 2 years. Because of financial difficulties, some of my payments to the mgmt. company were either late or skipped. My credit report shows late payments to the creditors, and a notation that the account is in a DMP. I am now back on track with my DMP. I have 2 questions: 1) how long will it take to improve my credit score (542) 2) how long will the DMP designation affect my credit? Thanks.

I need a little advice here. My husband and I each have a card that was first through Providian, then WAMU, and now Chase. We made the tough decision to try to settle our cc debt about the time we got our first cc bills through Chase, which means we have not made any pmts to Chase on those cards. We were getting multiple phone calls per day from Chase at first - I answered them when I felt up to it and my story was always the same: our income has decreased, have had some emergency expenses come up, etc., all of whcih are true.

A collector called me. He asked, "is this #### #########." He then said I owe a debt from a Chase card and how did I want to pay this today. I said to him, "how do you want to pay me today"? He was like, "excuse me"? So I say, "Does this mean you are refusing to pay me"? He says "pay you what"? So I say "F*** you," and slammed down the phone. He hasn't called back.

Are they legal to lend in the state of ohio??? This is on a 200.0 loan back in march of 2008 and they are now just trying to contact me?? I have already paid them 240.00 in roll over fee's ... what should I do??

I just got off the phone with United cash loans.. From what I read it is illeagel in the state of ohio to lend.. I have not heard from them in over a year and now they want 320.00 on a 200.00 loan and I have already paid them 240.00 in fees from when I first took out the loan.. The guy was rude saying are you refusing to pay?? I said that it was illegal for them to lend to me and I already paid 240.00 is finance charges.. He said make a payment or else.. Gave him 20.00 and now what do I do?? I am not going to be paying them a nother 320.00 for something is know is stupid..

Has anyone done any research on Nobel Recovery at 9852 W Katella Ave Suite 355 Anaheim, CA 92804. PHone number 866.979.5505. Mr. Lopez, Mr. Lerner, or a Hal Jordon. Any help would be great.

I am sorry, but I have two different post, one I did two nights ago and one I did in the section where it says to post your info here if you need help. I am running out of time, I have a scheduled transaction to debit from my account next Tuesday and I am wanting to know if I can go to my bank today and send out the letters to stop the PDL company from taking the money out of my acct. The company is records AmeriCash Advance LLC at 901 Market Street, Suite 460; Wilmington, DE 19801. I live in PA and I know they are prohibited here as of recent. I did this loan online.

I am an international student who just completed by masters degree and accumulated about 5000 dollars in credit card debt to pay for school and expenses. Now I am unable to find a job in the US because of my status and the economy and am very worried about my future. I am probably going to have to be forced to go back to my home country soon and might have to default on my credit cards but really don't want to have to do that as it would be morally wrong.