Search forum

I have collection agency that is doing a settlement for me it is about 50% less what I actually owe them but they will not sign a “Pay to Delete” agreement however they will sign the letter that the settlement is made between us and they will report “paid” to credit bureaus. They are saying after I pay them then I can dispute this with credit bureaus and when credit bureaus will contact them to verify the information they will not respond to them since it’s paid off and in 30 days it will go out from my credit history. Question is should I trust them??

Was just checking status of my loans (sent my letters on 7/27) and when I accessed webpayday.com website, there's a notification that they are no longer making new loans. They direct you to CashLoanSource.com Wonder if complaint letters were responsible?

I have 2 loans: $500 from Integrity Advance $200 from Ace Cash Services Help!!!!!!!

My husband and I have been struggling with our mortgage for over a year to make the payment. We are currently one month behind. We did apply with our lender for modification. My lender told me we were approved but our payment and APR would stay the same. I thought a modification was to help a home owner lower their payment. My lender told me the modifcation we were approved for would bring our loan current with our next payment due the month after next. We would have to pay 700 dollars to have the paperwork processed.

I have old Capital one credit card that I did not pay and now it is with some collection/law firm they already have taken a Judgment against me since I was not aware of the summon and did not show up in the court. I will go to the Court tomorrow and file a “motion of vacate Judgment” since I was never aware of this complain/Judgment. Hopefully if the court voids this Judgment then I will send the copies to credit bureaus and will have this Judgment removed from my credit history.

Hi Everyone: Not sure if I should ask this question here, but everyone has so much knowledge. My husband and I are starting a small clean up business here in Maryland. Our credit is not very good and we have very little start up funds. Does anyone know if we could apply or would qualify for a government grant?. Our business is cleaning up foreclosed properties and hauling away trash/junk for individuals and businesses. Any advice would be appreciated:)

I have a few internet pdl and i live in florida. i'm in default on them. I read a lot of the post very help full. question is if they are illegal and need a license here, why cant i play hard ball with them and tell them either they comply with florida laws or i'll see them in court. would that work. every time they call why cant i just say that untill they make a deal with me.

I started to do business with FFM, but wasn't very sure because the person that I spoke with (Mimi), spoke too fast and was to excited about saving me money. She wouldn't even give me an address, she just said she was in CA. I called the BBB in Ca and I also went online. I am so glad I didn't do business with these guys. Not only is this ugly business, IT'S CRIMINAL!

PRA deducted $29 from my checking account. I have no idea what this is for. I am on the phone with the bank now. How can the get access to my checking account??

I live in MI, I have a satisfied judgment on my credit report that was filed November 21, 2002. I paid the debt in 2005, how long can this remain on my credit report? In November of this year it will be legally be on my credit report for 7 yrs. Any help would be greatly appreciated.