I Live in florida. internet loans about to default on them. Just read the agreement on one of them. who reads ahead of time right. I will post what theres said, now which state do i go by. Florida or delaware??? NOTICE: This customer loan is made with the complete understanding and agreement that this non-solicited online internet financial transaction that you are entering into is with AmeriCash Advance LLC, a DELAWARE licensed lender. Payday loans/Cash advances may or may not be available in your particular state of residence. This loan is governed by DELAWARE law.