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PDL Horror

12 years 3 months ago
I am trying to get my PDL's under control especially one of them (Action Payday) that debits my account 3-4 times at one time. I was paying them until I fell behind after some car trouble. I called to tell them and tried working out something but got no where. They constantly debit my account to the point where I no longer have my direct deposit of my paycheck going in there. I read some things on this forum including having ACH Revocation. My bank USAA said they can do it but I have to have the form notarized to stop the ACH debit.

 

clear point

12 years 3 months ago
Do clear point help with payday loans?

 

help with a collection agency trying to collect a payday loan

12 years 3 months ago
ok i live in PA, i had a PDL out with the seven group... to my knowledge this was paid and closed. i have received several calls from a Mirand Response systems they claim to be a collection agency and they want me to give them a credit card number or my banking info to secure a payment so i dont get served with papers or i dont get arrested.

 

Wage garnishment letter from CIR Law Firm

12 years 3 months ago
I just got this form today - sent to my employer. It lists Equable Ascent Financial as the Plaintiff. I've been trying to call CIR Law Firm (in San Diego) and only get a fast busy signal. What should I do now?

 

Payday loan

12 years 3 months ago
Okay so I fell behind on a few payments to a short term loan place, so far they've e-mailed me numerous times and they've called my place of employment almost everyday. Does this qualify as harassment?

 

Summons in debt collection

12 years 3 months ago
On March 2 my husban recieve a summons from Isaac L. Hammer. for Capital One Credit Card. the paper are asking for a him to go to the and file a legal paper called motion or answer with in 30 days along with a filing fee.

 

cbe group

12 years 3 months ago
I recently made a deal with this company to pay a debt but they said they could not mail me a settlement letter. I think this is a bunch of garbage so I hung up. I was wondering what my rights were with this matter?

 

Obtaining small car loan w/ previous repo

12 years 3 months ago
I apologize if this is in the incorrect forum. I purchased a car in 2005 and was due to be paid off in January 2013. I paid almost $19,000 for the car up to November 2012 and then made a huge mistake that cost me a $5,000 lawyer, $2,000 worth of fines, and $3,000 for something else associated with the mistake in all of 2 months so the last thing on my plate was paying the $1,496 I owed on it. I walked outside 2-4-13 to see that my car was not parked in the spot where I had left it the night before.

 

Extended payments with PDLs

12 years 3 months ago
Do Ohio pay day lenders need to offer extended payment plans to those who request them? I asked for one with Advance America. The manager approved a 4-paymnet plan & I made one payment. Before the next installment was due my check was debited in full from my bank account. The manager said she was sorry but the "headquarters" could do whatever they wanted. I was never informed before the bank debit & I incurred over $100.00 in overdraft fees. I was refunded $126 of the $147 dollar payment I made

 

Allied Interstate letter

12 years 3 months ago
Hi, I received a letter from Allied Interstate trying to collect around $2,500 from an old debt that was originally around $500, the letter states that if I decide to ask them for debt verification they will provide me with the paper work needed to do so. I have understood that a collection agency by law cannot add more than what the original debt is for and they cannot take you to court if they're operating out of your home state. I need some advice on how to deal with these people, because from $500 to $2,500 there's a big difference.