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First time I heard of this debt was by a summons. I anwsered the summons to the court with a copy to the the collector. I then heard from the collector by letter how I could fix this. I answered that letter to the collector and a copy of their letter to me to the court. It has been almost 30 days have not heard anything back. All of the letters where sent by certified mail with signature required. What now?

Would you consider this as debt validation from Portfolio Recovery? I asked for it and they sent me back a letter on their letterhead with the following information: Account was sold, assigned, and transfered from HSBC to Portfolio on 12/23/2008. The seller provided an electronic file of its business records concerning this account. Original creditor's name: HSBC Original creditor's address: Chicago IL Account holders name provided by seller: My name Date account opened provided by seller:8/1/2007 Account holders last 4 digits of ssn: **** Current outstanding balance: 650.43

I too am being threated by Blitt and Gaines...they contacted my employer to verify my employment. They said that they served me with papers in April that I never received and now they want $11,000. What should I do? I already had anoter case with them that I paid in full several months ago and am still waiting for a receipt. I am VERY leary about paying something when I have no proof!! Can someone please help?

Hi Everyone, This is the response I received from the BBB regarding one of my complaints: We have received your most recent correspondence in the above-mentioned complaint case. You have indicated that you are NOT satisfied with the business' response in the matter. The business has not made any further concessions to their original response. Unfortunately, the BBB can not pursue the matter further. This complaint case is now considered closed UNRESOLVED. The Better Business Bureau develops and maintains Reliability Reports on companies across the United States and Canada.

I will try to make this long story short. Any info appreciated. Capital One accnt is enrolled w/ a credit counseling prgm for the last year. Somehow they let it fall to the wayside. When I received a summons to appear in court, counsler advised me to send a good faith letter and we'll go from there. So thinking this was in there hands, I didnt appear for court. This was in Sept. Fast forward I received a letter from Kramer saying since I failed to make payments on judgment, they have authority to get sheriff involded unless I made a payment.

Hello, i have no idea if this is the right foroum, someone please correct me/ move this thread if I am wrong. This is about my younger brother. he is currently unemployed, no insurance. He went to the ER last night because of severe stomach pains. He left after 5 hours without seeing a doctor. Does anyone know how to handle this bill? He signed out but never saw a doctor. He still has stomach pains and is scared to go back because of the cost of it. I say he should go regardless and I am sure one of my family members will force him to go. But does anyone know how this works?

My parents have bought my little girl savings bonds every year for her b-day & x-mas (she's now 10 years old). A few years ago they started putting them in my name in case when she gets older she can't spend them foolishly. When I file chap 7, will they discover those and try to take them from us? I thought about seeing how I can take them back out of my name, but am afraid they'd question that as well. What should I do? Thanks in advance for any advice.