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I live in new york and have several payday loans are payday loans in ny illegal am i to assume that living in ny you shouldnt take out payday loans i ahave quickest cash advance nation wide cash cash direct express my cash now discount advances payday max what can i do

Annual Credit Report Scam: Not sure where to post this, so a Moderator can move it if needed. Has anyone ever request the free annual credit report on www(dot)annualcreditreport.com? Now I've been employed for a month, I going to start working on paying off some of my outstanding debts. This is the second year I have used it and have had problems getting my Equifax report both times.

I have several PDL's that are all internet based and need help. Checkngo $600 zip19 $600 netcash 300 discountadvances 600 Vince enterprises 300 MMG holdings 300 summit group 300 oneclickcash 300 USFastCash 300 Impact IntaCash 300 The fees for the $300 loans are approx. $90 biweekly. All of the loans have been renewed probably 10 times and have all been paid on time until now. I have tried to contact them to tell them about MI law but they keep stating that I signed an agreement. Please let me know what I can do. Thanks!!

I have been reading this great site for over a month now...and I must say you all are wonderful. I am struggling with my payday loans and where to go next? I have closed my checking account, but the phone calls are driving me crazy how do I get the phone calls to stop from these crazed people! They are starting to call my work and I can't take these calls since I work in a hospital! It's embarassing! This is my terrible situation: Credit Protection loan 625./pd.

Does anyone have an email address for Nationwide cash...or any contact info for that matter. Please Help!!!

I was reading on another post about the pre-writen DV letters and dispute letters. According to the "Credit bible secrets" CA don't take a person serious when they send a pre-writen letter that they got online. They recommend to keep the letters original and to write them yourself. What do CA do if they don't take you serious? Is your DV letter still 100% valid even if you got it pre-written from a website? I previously sent letters to some of my creditors and I didn't get a response.

Okay, I am confused. I have heard of Oak View Law and checked out their site. Douglas Crowder is the lead attorney. Then I found Bay View Law group where again, Douglas Crowder is the lead attorney. Are these two groups affiliated?

Looks like Federal debt relief Systems is trying to sell its snakeoil to inexperienced attorneys without a clue on Craigslist. FDRS is run by the mental midget Mark Cella who believes that he will convince lawyers to join his pathetic scam organization. Mark Cella is the same idiot who worked with the likes of FairHaven and Consumer Law Center of the West (a Hess Kennedy fraud shop). I have been tracking this Cella guy since he was DBA Carefree Debt. Christine B

Ran across this, this morning. It's an older article but still relevant. If only more consumers would fight back. http://www.law.com/jsp/article.jsp?id=1181552737289

I live in Texas, and have 5 PDL. All were down through the internet: CashnetUSA Loan900, Paid 675 CashAdvance Network Loan 400, Paid 360 EZPayDayCash Loan 350, Paid 365 The Cash Spot Loan 500, Paid 250 First Bank of Delaware Loan 750, Paid 840.56 which ones are legal in this state? Which one are PDL? I would like to know what the laws are in the state of Texas. all information I have found is a bit confusing.