I just received a collection letter from William Weaver. Supposedly he is a lawyer in Texas that does collection work. I can't find anything on him anywhere. Does anyone know if he really exists? Or is this a fake collection letter?

I have a couple of questions. I have sent out my letters to the internet payday loans a month ago about what i legally owe them and a payment plan. I have heard from Magnum cash advance who accepted what i owe them and making a payment a month until it is paid in full. I have not heard from UnitedCashloans yet.

Received an email stating that my bank returned the last debit and they would be debiting my account again for "my convenience". Apparently, they did not read my letter informing them that the acct had been closed due to fraudulent activity. All ach debits were revoked as well as any wage assignments. Do these people read these letters. Do you suggest I reply to email providing a copy of my revocation letter again? Are these people licensed in New York or anywhere for that matter? I think their address is in Delaware. Thanks

They called today telling me that I owe $560 for a $350 loan. A fee of $105 has been paid already. I asked the agent if the additional money was for interest payments. She immediately corrected me stating they were "service fees". Only willing to make arrangements for 2 payments. Told her I needed more time. The apr in NY state cannot exceed 25%, so I dont think I owe quite this much. Can someone help me figure out exactly what my proposal to them should be without violating the law in NY state?

Allie Interstae is trying (given me the "final Opportunity) to get $2,000 plus from me that I owe in back taxes to the IRS (california) Do I have to make a check out to AI, or can I go directly to the IRS now? Thank you!

Hi, My name is Angela, I'm very new at this I only discovered this site today. I wish I had found it a year ago when I first started working on clearing up my credit. I lost my job after 9/11 and finally was in a position to start clearing up some of the damage and instead of my scores getting better, they have dropped nearly 100 points even though I have managed to clear up about $20,000.00 worth of debt in the last year. I am starting to wonder if doing the right thing is really worth it!!

i had emailed them and told them i can only send 50.00 a month .untill i got back on track with everything else and they said they ant set up a payment plan with a $50 payment but they will add it to my balance .should i stick with my plans and send them what i can till i get my van payment caught and other household bills.i am in pa, oh and i have already paid them 300 accroding to there site when i log in and . it was a $600 .with fees it would be $750. sorry for all the typos. christine

I diputed a charge that they said I owed and when I got the results back from TransUnion there was a section on the information the creditor provided to identify the debt was mine, only it was a different last name and an address in Texas, so I looked up the address on the appropriate county assessors web site and then instead of it being angela diamond (wrong name) it showed up as being owned by me. Could this be a clerical error or identity theft? Either way, anyone know how to proceed?

I recently had an account show up on my credit report from LVNV funding, after researching it on my own I have discovered that the $7063.00 they claim I owe them was originally from CitiAuto (Transouth Financial). I voluntarily surrendered a vehicle in 2001 after losing my job. Until a couple of months ago, everything relating to this account appeared on my credit report as voluntary repossession, balance due zero, and shows the account was closed as of June 2002. Also, LVNV is listed as a Bulk Purchase Finance under creditor type. Do I Have to pay this?

I have a debt consolidation loan with CARE ONE and I'm currently in the process of an amicable separation from my husband. I'll be moving out & renting an apartment. I have a debt consolidation loan from CARE ONE and I can not afford the monthly payment when I leave. I need to stay legally married because of health care. What can I do?