-I purchased an item from a jeweler on their credit card and never paid the debt off and it was charged off, I'm in Arizona so this was still within SOL, it was charged off in the amount of $1300.00. -now I had this jeweler charge off on my credit report. -Dunstone Financial purchased this debt & eventually served me papers, I didn't take it seriously, was a no show at court and in return they were awarded a default judgment which on the actual document from the court the judgment awarded was for $2200.00. -I didn't pay it and one year later another agency has the debt which doesn't make se

I posted this a minute ago and got an error message so sorry if i'm double posting but i dont' understand why my avatar isnt' working anymore! Can anyone offer help? Thanks, Ang

To make a long story short. My wife and I have been dealing with major medical issues with our son, my wife and her father (she is the only family he has). We fell WAAAAAAY behind and are about to lose our house as we had to put the health of our family ahead of our credit. Anyway, I am trying to find some help/advice/information on Ch. 13 in Florida. I looked into "credit counseling" and they won't touch me becuase I am behind on the house and only deal with "unsecured" debt. GEE THANKS 1. Lawyer costs I will need up front. I have heard between 1K-2K up front.

i live in texas and was trying to find out what payday loan companies will do if i cant repay the loans the fees are more than i make every2 weeks

what is the worst that will happen if i cant repay payday loans i took out vis internet i live in texas

OMG, is CACH crazy or what?!?! I just checked my credit report again on experian and CACH has once again changed the balance back to 9,400! Last reported date is 5/2007! Could it be they changed it back down because of the letter i sent them with all the vadlidation request that i had sent in the past? (but this time with RR) i do NOT understand this company!! I never know from month to month wot they will report my balance as... last month is was 12,499 this month back to 9,400! SIGHS. Ang

well there is really no story i just would like to pay it off or get help doing it

I have a serious situation here. I own two rental homes (I am upside down on both of them due to the market slowdown), and I have nearly $100,000 in unsecured credit card debt. I make about $10,000/month, and I am currently on a debt consolidation program, with my payment being $2,500/month!! I need help. Am I throwing my money away on this program? Can I really be expected to pay $2,500/month for 4 or 5 years? I guess my question is this... would I be better off trying to go through a debt settlement company, or even declaring bankruptcy?

I have seen repeatedly stated here to get in writing an agreement to remove from credit report upon payment before paying any collection agency. If I do that and pay and they still do not remove it, what do/can I do. I have several collections on my report that I am fully capable of paying but I would only do it if it'd help my credit score by being removed. I am going try to get a home loan, but I don't wanna waste 5000 dollars paying these guys off when I could use the money for a down.

Need help from all the emegency's in the family :cry: