Does the statue of limitations for a credit card debt apply based on your address or the creditors? For instance I live in NC, got the CC here, but the creditor is in South Dakota. The SOL in my state is 3 years, but SD it is 6.

i got a letter from mann bracken, llc about a debt my husband has on a credit card.. are they lagitamate?

They sent me a PIF letter today..They were pissed and had me know that their loans are goverened by the laws of the State they are in..Well anyways I still filed a complaint about them in my AG offuce here in Florida..boy were they PISSED..

Luis Martin called this a.m. from United Processing Services out of Florida. He had previously called my job yesterday and when I told him I wasn't there he asked to speak to my manager. He threatned me this a.m. to come and arrest me and that he was filing papers with the Court and said that he was putting a public notice in the paper with my name and social security number saying that I took their money and ran with it. Then another guy from the same company called and started yelling at me.

Basically, I'm in a tiny hole. I have racked up approximately $1500 dollars in debt. Both are credit card accounts. I've been avoiding collections calls for over a year. I keep thinking that I'll be able to save up enough money to just pay it back all at once, but unfortunately, that isn't the case. I just another college student who has become a statistic, but I don't think that I am so far in debt that I can't come out of this.

I found the following at a website called getoutofpaydayloandebt: What exactly does this mean? The loans I have out are only for 2 weeks. I'm confused. :?

I cant get in touch with anyone at this company..left messages, sent emauls no response..Does anyone know anything about them..They already got $1020 from me or a $200 loan..

Hi, I need a little advice. LHR, Inc. is collecting for the original creditor, Juniper Bank. This is a legitimate debt, however, I sent them a debt validation letter because the balance on the debt more than doubled ($800 - $1750) in just 6 months time from first missed payment to charge-off.

I'm not really up to date on the new bankruptcy laws but the lawyer recommended to my husband that he possibly filed Chapter 13 to help stop this lawsuit and to get other things in order. We are current on the first mortgage. He does have a loan that is co-signed by his mother? How does this work in a Chapter 13? Would it be better if she puts it in her name only? I really don't think she would have a problem with this. Secondly, how does the unsecured debt get paid?

just got a copy of my credit report and ive decided to do something about my credit score. i have previously disputed this claim. i was in the hospital when i was 17 in september/october 2001. i had insurance at the time that went into effect the night i was admitted to the hospital. according to my report this was not opened untill 12/2003. it was not reported untill 3/2004. is this because it went to the creditor in 2003? also am i responsible for this huge debt (5,738) because i was a minor. how do i go about removing this off my credit report either way?