has anyone ever had a dental implant, where a anchor (titanium rod) is screwed into your bone and a fake tooth attached? If so what kind of luck did you have, cost effective, how was the procedure on a pain level, any input would be appreciated. HT

Hi community, Sorry for the stupid question, but could someone clarify to me one thing. debt settlement vs. debt consolidation I understand precisely how debt settlement/negotiation works. (3rd party or me negotiate debt to lump sum cash settlement I understand how credit counseling work (lower interest, one monthly payment to 3rd party, they pay all creditors.

In searching the web I came across some solution blogs from you all. My question is...on my credit report Palisades Collections and LVNV Funding have reported huge balances oustanding, but when I call I get a totally different amount due. Neither of them match the original balance from the orignal creditor. And why, if my account was sold to a third party, do I have both the original and the third party creditor reporting negatively on my credit report?

How can we find out what this debt is if we do not know the company? There is an adverse account on my credit report from lvnv funding llc at P. O. Box 10497 Greenville, SC 29603-0584. What is it?

We want to be able to pay our bills and still afford groceries a month. A collection agency is garnishing my husbands wages 25% because i told them we couldnt afford 80 a month and wanted to work out something if we could. They said i wasnt working with them, But i had called several times trying to work something out with them.. Now we cant afford the basic necessities.. Please help..

Hi! Does anyone have any information or experience with Freedom debt relief or Credit Answers? We are trying to decide if we should pursue debt settlement for approx. $45000 in cc debt or if we should use debt consolidation. We are new clients of Mezey & Assocs. but are very concerned after reading the comments posted on the board about their company. IF anyone has any advice please let us know. We are so concerned about getting scammed. Also, does anyone have any positive experience with debt settlement? Thanks in advance!

Hi Everyone: I hope this is a good thing, but has anyone heard anything about Cash Today, Ltd. lately?..I am hoping they are done.

Let me first start by saying that Internet Payday Loans or any Instant cash loan is a BAD idea. With that said... I am currently battling a company called Midland Marketing Group (I believe). When I called them they will not give me any information about their company (i.e. Name, Address, ect.) Also, they will not give me the name of the actual creditor that is assuming I owe them money. They say that I borrowed $250.00 from their company to be paid back in full plus interest 21 days from the day that it was borrowed (to be taken directly from our checking account).

Hi. My name is Kristina and I am interested in talking to a representative about teenagers and spending habits for a project I am doing in school. It anybody from yesdebtfree.org has any information that could help me out about what you've heard/ seen or know about teenagers and spending. please let me know! thank you!

Howdy. Basically I would like to get a grip on things. I have an outragous loan from about 10 years ago that has completely screwed me (young and dumb). The interest rate is something like 10% and I've figured that it has cost me more than $8,000 to pay off $2,000 of it, with a remaining balance of more than $10K. This was taken out in about 1999 for $12,000 and I still owe more than $10,000. I also have credit card debt, which I am not nearly as worried about, but it's still a hefty amount, as well as another student loan from the US Department of Education.