What a bummer - I was feeling pretty good today after GECC (PDL) wrote my account off to zero/paid in full. Then I checked my new checking account and saw there was an unauthorized debit for $56 for Greyhound Bus ticket in Dallas, TX!! I live in Virginia and never been to Dallas, let alone Texas in my whole life. I immediately called the bank to dispute the ACH Debit - the rep asked me if I ever been to Texas I said this was done last night or early this morning. The bank is sending me an affidavit to fill out to dispute and I have to get a new card. Boy am I MAD!!

I have been hearing conflicting statements while reading this post. 1) In North Carolina, PDLs are illegal whether they are in state out of state or over the Internet. 2) If the lender is out of the country, they may have laws that are exclusive to them. I have a loan with ICS and when I took it out, I was told that if I defaulted, then I would be held under London law. Then I find out that ICS is the same company that is also based in DE. Can someone please set the record straight?

Those using T&C please reassure me how wonderful they are to work with...please! I sent in my retainer fee on Friday and called today to check on how the status is going and what they have found out from my PDLs. The girl was sort of rude and said they were sending letters out, but weren't planning to call the PDLs. I told her that I sent specific information about a couple of lenders who have already contacted me and are expecting to receive a FAX/call from my contact at T&C.

This number called my cell phone. I never gave it out to any company. Thanks

I have reason to believe that my son's Father is using his social security number. I am his mother and I take care of him, what do i need to do?? My name is Shameka White

Does anyone have an email address for cash2day4u or cash limited Thanks

i was just wondering, i had originally owed a paydy loan company 350.00. when i went to refinance, i decided to make it a 500.00 dollar loan so i can get the xtra 150.00. the problem is, i had forgotten my checks. the lady said it was okay just to bring the check another day, that she would use the old check of 350.00. needless to say, i defaulted on the loan and now she is calling me 5-6 times a day. she said she will lose her job if i dont pay her. that she doesnt care if the check bounces that she just needs that new check.

I just received this call, of course from a rude man, named Max Reins. He was foreign and I'm guessing he's calling from one of the Ellis Crosby co's, maybe Interstate Wire. I asked him who he is calling from and he says United Federal Bank. He told me he was not a collection company. I told him to send me something in the mail and he told me he will be at my address serving me papers. I know this is all bogus, but I want to send a cease and desist letter to them ASAP - they are crazy! Plus they say I owe $200 over the loan amount so I know this is an Ellis Crosby scam.

I need some names of some really good debt consolidation programs that will cover credit card debt, bank loans, and payday loans. I need someone that will do this for fairly low monthly payments. Please help!!!!

Okay, I have a question. A while back a company called CACH contacted me stating they purchased one of our accounts. They were extremely rude, refused to give me any info about the account, asked lots of questions about where we bank, bills we have, mortgage info, etc. I refused to give them any info, since they would not give me any. The representative eventually told me that I needed to get off my fat a@$ and get a job, etc. So, I asked them to send something in writing, they said they don't have to. I hung up and called back, asked for their address and sent a debt validation letter.