If a judgment is made against me for a credit card debt and I have no wages to garnish, where can a credit card company get money from me? I am with a debt settlement company which the collection agency refuses to talk to (so they say) and are saying they will be serving me for a lawsuit. The collection agency is not in my state. Can they initiate a lawsuit from another state and how long does it usually take from telephone notices to actually being served and the actual lawsuit? Thank you for any information.

Recently I heard a news that states the victims of hurricane are forgiven from student loan repayment. Is that true or just a rumor?

I am in the process of talking to a lawyer about their scare tactics. I got a loan for the amount of $200 and the company took $180 in fees from my account. I got the call from these people saying that i had committed fraud and that i was violating federal regulations and that i would be picked up from my job if i didn't send them $167 before 5 p.m of that day. Well, i got all of the information and sent them the money and called back with the control number. I was told that being that i had paid $180 dollars in fees to considered the file ans closed.

Is it one cent = one debtcc point? I read the post that explained, but it wasn't to clear...can someone explain? Thanks - Sarah PS - how do people get pictures next to their name...i see the img button at top, but do you have to attach it every time you post? :idea:

I understand you have my account from providian. Account #4465692100421837 I have been contacted by the attorney's office. I would like to make arrangements for payments.

Anyone heard of FBCS? Not sure what this stands for either.

I sent a debt valadation letter to United Legal Corp. (the one on this site). They sent me proof of the loans, but didn't send me any payment history, no proof they can collect a debt in my state, nothing that the letter specified they send other than copies of the loans and one that I have no idea about. My question is, what do I need to do? I want to get these taken care of, but have heard bad things about this company. Any help would be greatly appericated.

I have caller id and keep getting a call from 888-785-7671 sometimes 7 times a day, Does anyone know who this is? I have searched the internet but found nothing

Ok folks, here we go... I go the results of my FOIA (freedom of Information Act) request from the Federal trade commission. I originally requested any information on consumer complaints or a federal investigation into Superior Asset Management between 1999 and September 15, 2005. The FTC gives you the first 100 pages free, and then they have a fee per page after that. They called me and the original request would have been $120.XX, cutting it down to 2003-2005 Reduced it to $90.xx and reducing it to 2004-2005 brought it to $73.XX. Needless to say I settled for the one year option.

I live in California and I have had a bill collector calling me at home regarding a debt that dates back to 1997. I have not had anyone trying to collect on this bill for almost 10 years and now all of a sudden I keep getting these constant phone calls saying that I owe some company several hundred dollars. Does this fall under the statute of limitations for CA and is this company able to contact me after all these years?