I am trying to be financially independent. But, when I should be saving, I need to do some big ticket or semi-large purchases as well. How can I do that? Please advice.

Is there any guarantee that a debtor will get bankruptcy discharge if he files for bankruptcy? My friend told me this but I couldn't believe this completely. Then what is the purpose of filing a bankruptcy?

Hello, I have a defaulted federal student loan that has been in default for many years. American Student Assistance is the guarantee and Permanant Recovery is the debt collector. The loan breakdown: Loan Principle: $14,355 Interest: $251 Collection Costs: $2,582 They have taken my tax return for like three years and I’ve finally saved enough money to pay the loan and interest in full.

or the past two days i have recived a call yesterday from a private number on my house phone and thin today on my cell phone from a spoffed caller id number from a man by the name of richard porter and he calims he is with the leazons office of this law frim he says he is going to serve me with a summons yesterday he said he needed to verfity my adress and would come out later yester evenging today he said he was schuled to come out to my home later on this week to serve me with the summons he has for me he gave me a phone number and case number in the voice mail he said in the voice mail he i

I have a loan with Niswi LLC, dda: Amplify Funding in Texas. I live in GA. Is this a legal loan? A legal company? I got myself in a situation and now I see my interest rate is 707.35% !!!!!!

Is it possible to remove hard inquiries from credit report?

Hello All I have 3 pay Day loans here in Iowa and the following 3 letters are my planned course of action after I close my account. I have talked to the Iowa Dept of Banking and none of these 3 companies are licensed in Iowa Any advice on my planned course of action would be greatly appreciated. Letter #1 Dear VIP, It has come to my attention that payday lenders must be licensed by the state of Iowa in order to offer loans to its residents. Since your company has no license in my state, the loan contract I have with you is not valid.

I thought Rushmore Financial was a tribal loan? I am now being hounded by Crestwood capital for collections who are telling me they are filing a civil suit for payment. Loaned $500. Working on payments on my time. They are telling me I owe $930. Does anyone have any information on either company?

If I opt for counseling session, will the credit counseling agency guide me to choose the best debt relief option?

Hi my name is Stephanie I have a question regarding a loan I got couple months ago from plain green loans my loan was $1000 And I have paid $1,572.85 I think I have paid more than what I should I don’t know what to do because I stopped making payments I had to actually call my bank to stop them from taking more money from my account and they are threatening me that they will send it to collection what should I do because they are not licensed here in California and what they are doing is ilegal