Honestly, how long does it take to recover the finances damages occurred in a bankruptcy?

Hello, I have recently been attempting to resolve a few Tribal Loans using the methods described on the "Dealing with Unlicensed Lenders". I was successful with Plain Greens & Big Picture Loans and am trying now with Great Plains Lending.

One of your Contributors posted 6 items that Debt collectors can not do. One of the items, he said,,,, #6. You can prevent their calls and letters by asking the collection agency to stop contacting you. Is this True? Must the debt collector stop calling you is you ask them to? I don't think so. They still have the right to call you and pester alleged debtors, I believe. What is the Truth?

Hello, I would like to know what are best options for debt relief. I have approximately 45,000 in various areas of debt if I include my home and vehicle.

My income has decreased significantly. I lost job 3 months back. Can I file bankruptcy next month?

my credit score is around 560, there is collections I want to pay off and fix my credit, it's less than 10 thousand. how can I do that and make sure it gets taken off my credit score?

I have debt in 1 credit card. I have to repay about $3200. I have managed to save $1200. And, I have got $800 as bonus from my workplace. I am wondering will I use this amount to repay the debt or keep it as savings. What will be a better option? Can you help make the decision?dada

What is a speciality consumer reporting agency? Can I get a free credit report from them? Do you know any speciality consumer reporting agency?

If I am not happy with a consolidation program offered by a company, can I change the consolidation company?

I would like to know who do I send the validate letter to? Is it going to the original people I owe or the collection agency?