I am aware that Capitol One has garnishments against me. As far as I can figure they have 3 all different accounts and all served at different times. My question is this if they go to garnish my bank account and there is a 0 balance or a negative balance and no deposits into the account what can they then do? They have already taken my account to 0 with one of the garnishments and now I need to know what happens when they go to take the rest and there is no money in there.

I just recieved a Collections Notice From Credit Service, Stating I owe 4,927 to Daymar College, When I signed up to go to this college it was for Massage Therapy I quickly changed my mind to change my proffesion, I turned in my books to my student advisor an told her I wanted to switch my major, The School Changed it schedules an I could not get in for another semester, I than found out that the college was trying to charge me 40,000 to go to school more than a University for two years, When I went to there school for three weeks the professors were constantly being switched and not showin

can they garnich my pay if i got a low suit from creditors?

Allied Interstate is calling my home asking for my mother. She does not live with me and has not been at this address for 20 years, and this was NEVER her phone number. They are rude when they call, have refused until recently to identify themselves, and continue to call here despite the fact that I have told them repeatedly that this is NOT her phone number. How can I get them to stop calling me?

I think Palisades may also be engaged in phishing by phone. I am currently getting repeated automated phone calls to a person I have never heard of. I've had this phone number for 11 years, and I sincerely doubt that they really believe they can contact this person here. Of course, the only way to tell them that it is to call them back, which I will not do as they do not need any of my personal information. Funny thing is, a few years ago they were repeatedly calling for someone else. That stopped when I filed a complaint with the FTC.

Are these people for real? They leave messages saying I need to call them concerning a very important business matter but due to the sensitive nature of the business they can't go into it . I'm supposed to call them back. They even left a number to call. 1-800-304-8519 Ask for Mr. Lynch. I'm not giving them the satisfaction of returning the call. i'm not as stupid as they seem to think I am,

We are in the process of filing for chapter 7 next week and Dell will be listed as one of our creditors (debt is a little under 1K). Yesterday the paralegal working on our case mentioned that we may want to reaffirm that debit after we file (even though it is unsecured) or they might come take our computers (which are a 1 year old netbook that is my daughter's and a laptop that is about 2 or so years old now). Should we just take the gamble they won't come after the computers or reaffirm? Any help would be appreciated.

I have recently had to change my account number for my bank account,because of other on-line companies getting into my account. Therefore, I would like to speak to a physical Rep. to discuss future payments. Reach me @removed for your protection - ND, Thank You. We are not a PDL - ND

I have a single credit card with a $20K balance. The credit card interest rate i 9.24%. I have heard that there is a way to negotiate a one time payoff balance. If so what are the repercussions of doing such a thing?

Hi guys, Been a few years since I posted anything, but it looks like I need some advice again. A few years ago, I had found myself in the payday loan trap, and turned to PDL Assistance for help. You can see my original thread here: http://www.debtconsolidationcare.com/paydayloan/dealing-with-pdls.html Since that time, PDL Assistance has successfully taken care of about half of my debts. But then, I stopped hearing updates from them.