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does anyone have info on the Loan shop. my payments only go to the renewals of the loan. Is this legal in the state of CA

I live in Washington State and have several internet payday loans that I have been paying on and can't seem to get ahead. I have loans out with Magnum Cash Advance where I have paid almost twice the amount I borrowed already, and they are taking out $447 a paycheck every other week, I have a loan with Star Cash Processing, as well as Zip19.com. I was relieved to find out through info in this forum that none of these businesses are licensed in Washington State to do business.

Anyone know what the SOL are for credit cards? I've heard here it is 3 years from last payment.

I have multiple PDL's. Some online, some storefront. I live in KY & know that the online PDL's are illegal but I cannot close my acct due to SS direct deposit. What I am looking for is a REPUTABLE PDL consolidation company that actually wipes these out & doesn't charge you an arm & a leg. I just want to pay these off & be done with them FOREVER!!!!! On top of it all I just got a letter from SS telling me that they overpaid me by $3600 last year & they want to either stop my checks for 3 months or I can pay them back at the rate of $100 a month for 36 months. HOW NICE OF THEM.

I checked my credit report and Security Check LLC was listed on there for a Quasar Corporation and claimed it was for a bounced check. I sent them a validation letter and received a typed contract with my name typed on the signature as proof of debt. What can I do to argue this?

Back in early 2002, I was out of job for a while and had enormous credit card debts. By the time I was able to find work some months later, the debts had been charged off and were sold to junk debt buyers. Well as if I'm gonna pay some JDB a return on an investment. I have no obligation to give those snakes anything. So I didn't. Sure they called. Like all the time. But anytime I saw a 1-800, 1-866, "unkown caller," or the like come up on caller ID, I just ignored it. I ignored their messages.

I haven't been on here in a long time since I thought I got through all the PDL nightmare back in March/April of 2008. I live in NJ and fought with the PDL companies that I had way overpaid in fees for almost a year. I got all of them to leave me alone when I started writing letters an emails to the AGs office and NJ Dept. of Banking, etc. I also contacted the bank processor on a few of these. Both VC Funding and Impact told me they would not do further action and that I was paid in full.

I have hired Lexington Law to repair my credit rating. They state they ask for validation from the Credit bureaus. Lexington Law doesn't work with creditor. Therefor creditor can have debt put back on credit rating. Question is after Lexington Law get them off how do I go about negotiate to prevent them from being add on again?

Hello, I have a CA call me two days ago telling me that I had a debt stemming from 2005 when I was a minor. I got the information and called the company I had the debt with, which is an ambulance company and asked why my insurance didn't cover this. For whatever reason the insurance did not cover the ride and now I am stuck with the debt. (Frankly, I do not remember using this service). I live in the state of Kentucky and I want to know my rights.

I am considering checking out this company to consolidate our debt, I have checked with others, including debt settlement. Any feedback on them, Much appreciated. Thanks