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Urgent: How do I start the Debt Settlement process?

16 years 9 months ago
1. What is the first thing I should do. 2. Should I give detailed information with supporting documents? 3. What should I say and what shouldn't I say? 4. What kind of supporting documentation will they ask me for? 5. What address/department should I send my first letter to the following credit cards? I have a combined unsecured debt of approx. $118,000. Citi - $30,516 American Express-$18,263 Chase Personal (visa)-$26,520 Chase Business (visa)-$24,119 Discover-$19,431 Details: I'll be missing my first payment in August on all of the cards.

 

Zip 19

16 years 9 months ago
Is zip 19 licensed to do business in the United States?

 

pdl's tearing at me in Illinois

16 years 9 months ago
I have six pdls at a grand total of $1300 dollars. is it best to go into a consildation plan or work out a payment plan? huskhawk $200 paid $60 ssm group llc $ 200 paid 360 ameriloan $250 paid 150 500 fastcash $250 paid $150 midland financial $200 paid $480 starcash processing(tried to cancel before loan was granted) $200 paid $480 I closed my bank of america account but it was somehow reopened what can I do to resolve these issues?

 

Drowning in payday loan debt in Texas

16 years 9 months ago
I have six payday loans and live in Texas. Several I have been paying on for many months. My total payments are $1100 every two weeks and I can't make ends meet. I have more than paid the loan just in the huge interest payments. What can I do legally to get these closed out? Also are these companies legal in Texas? VC Funding Payment Direct Eastside Lenders Cashback Payday Payday Loan Yes Magnum-ICA

 

what can they do?

16 years 9 months ago
all the pdls can do is TRY to harass me. Good Luck to them. I dont know anyone in NY with the same last name as me. I am from Kansas and moved to NY a year ago. I listed my address as a post office box, so they dont have my physical address.

 

my overdraft account

16 years 9 months ago
My account was closed recently and I did try to communicate w/bank prior to in how I could pay this off, they told me I had to pay it in full. my overdrawn account was sent to collections and I got a call from a very, very rude woman whose only payment arrangments were hers. I did open an account with another bank, will this affect my other account in anyway?

 

what can they do?

16 years 9 months ago
If you are in a state where payday loans are illegal (NY) and you take out as many payday loans as you can with no reguard of repaying what can they do? :?: :?: I need as much money as I can get, fast, without being hasseled later. I have filed out 9 online applications just awaiting my signature to finish. After the deposit should I close my account fast.

 

United Cash, 500 Fast Cash, & Ameriloan

16 years 9 months ago
United Cash, 500 Fast Cash, & Ameriloan These bottom feeding scum suckers are calling 5 to 15 times per pay. They call my house, my cell, my work, and even my references. They have said I am going to be arrested. They told my Mom that she would have to post a bond to get me out of jail if my account was not settled by Monday. They called my sister and told her that I had been irresponsible with the wrong people. I have worked out EPPs with 2 of my pdls - Payday 1, and cashnetusa. I have tried in every way to work with united cash loans, 500 fast cash, and ameriloan.

 

Got a call from 1-888-909-1990 fraud charges!!!!

16 years 9 months ago
My wife mother got a call from this number from Miss "Smith" it was on the answer machine.She said something about "fraud charges".She left her "name" and her number.Anybody know who this is??When they called they left no name of the company.This is about a old payday loan from 3.5 years ago.Who can I talk to in my state about stopping these people.BWW ps. i live in SC.

 

WA - Can a collection agency charge interest of their fees?

16 years 9 months ago
I've searched for this so much I think my eyes are going to pop out if I see Google again! Two questions: Can a collection company charge interest of their own fees? Can a collection company charge fees on fees? I'm not sure if that is terribly clear as my searching capabilities seem to be lacking today for some reason. I have a debt in collection, part of said debt was a judgment, part of it was not.