Search forum

Is there anyone out there who thinks Suttell and Associates ripped them off with sneaky and deliberate aggressive collection practices or simple wording that deviates from the standard form of notifying you that you need to file your "answers" to their "lawsuit" to the courts? I think they deliberatly with intent failed to notify many of us of the standard form for answering these notices and that they have refused to consider our many attempts to make settlements or payments that we can afford in order to get hefty fees and sums from us. Is this illegal? Do we have the right to get togethe

Hi All, I had a Washington Mutual card turned Chase - with a pretty low limit - about $2K. I dont have many credit cards because I had poor credit and was trying to build my credit history. I was current and havent had a late payment in as long as I can remember. (My credit report goes back 38 months and I've had the card since 5/06 - so I guess that means I've never had one). Anyway, I go to use my card the other day to find out it is declined at the store. I was sure this was mistake and called the company to find out they cancelled my card! Can they do this without notifying me?

I called Cap 1 at 800-955-7070 earlier today trying to work out something on my account. The settlement amount that they wanted was ridiculous ($5906 on $5900 acct). I told them that I couldn't settle but just wanted to know the amount in case I could borrow it from family. I then told him that I was going to see if someone could loan me some funds to prevent charge off. He wanted me to go ahead & give him authorization to debit my account later today.

I have had trouble with them calling me relentlessly before... when I do not owe any payday loan company anything. I thought I was finally rid of them but the last two days I believe they have called again as I have had several calls from unknown numbers or numbers that do not come up on the Internet as valid. I know I have read many posts on here before about others who have dealt with them. I know some of you have said they finally went away if you ignored them. Do you ever have them come back periodically after they have gone away? It really makes me mad they are calling again.

I have an account being held by NES collection agency. About 3 months ago i went to a court date to make payment arrangements with them. I have a hearing disability, and was unable to hear the representative on the phone, so they told me that they would send me something in the mail. They waited 3 months to send it!!! Now they are basically telling me that i either pay $5191.97 now or i am going to get wage garnishment. I have called them trying to make biweekly payment arrangements with them, and they will not work with me at all.

If my Capital One account charges off, what fees will it continue to receive. Also, I am located in Virginia and likley to be sued for this debt. Is a judgement award the final amount that can eventually be collected or does it also have an interest rate applied to it? If there is interest.... how is the percentage determined?

I tried to buy a house 2 years ago and they said my hubby and I didnt' qualify because our credit scores weren't up to par. His was 590 and mine was 500. We were told that the credit scores needed to be at least 600. Is this the norm for a mortgage loan? We have since paid some bills off and are current on everything, however, our scores haven't improved much. I just want to know if we should try again or wait till they reach 600 and who knows when that will be. thanks!

Anyone know who Payday Advance National Services are? I currently have two payday loans outstanding through Eastside Lenders and Cash Central. However, both of them are still calling me trying to collect--not sure if either one is involved here. I've had loans in the past but have paid them off or received "no owe" letters from them. This company called me yesterday--at 7 am, 7:01 am and 7:45 am--with a message that they were going to take me to court on criminal charges (i.e. bad checks, etc.) if I didn't pay; I know that isn't valid.

I just ran my credit report and there a judgement with Midland Credit. I had a credit card in 1999 with a retailer and paid it off with a collection agency in 2002. I never requested for a letter I just paid it and thought it was taken care of. Well now I havea judgement with Midland and they sent it to a law office and the law office filed a civil suit against me in 9/06 in New Mexico. I havent lived in NM since 2000 and the address Midland provided the law office with is one I have NEVER heard of.

I am several calls in a row from 816-410-7834. I tried Googling them but nothing is coming up. Does anyone else have an idea where I could check or could this be a number spoof? I have had trouble with United Legal before and am wondering if this could be them again.